Plan Ledger DOL Form 5500 · updated monthly

Lac Courte Oreilles Tribal Governing Board401(k)

LCO 401(K) PLAN · HAYWARD, WI · plan year 2024

Reported admin expense ratio · 2024
0.66%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Lac Courte Oreilles Tribal Governing Board reported $90,701 in plan administrative expenses for 2024: 0.66% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,390 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.48% to 0.66%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in Wisconsin (1,033rd of 1,936), and the 1,281st of 3,341 in other services. In 2024, the employer put in $1.09 for every $1.00 employees contributed themselves; active participation has grown from 867 to 1,175 since 2022.

Plan summary
Net assets, end of year$15,212,653
Participants with balances1,036
Active participants1,175
Employer contributions$1,633,745
Employee contributions$1,501,881
Employer contribution per active participant$1,390
Average account balance$14,684
Benefits paid to participants$1,690,021
Plan auditDisclaimer of opinion
AuditorMIDWEST PROFESSIONALS, P.L.L.C.
Plan history3
Yearassets · accounts · employer contribution
2024$15.2M · 1,036 accts · $1.6M emplr
2023$12.3M · 451 accts · $1.6M emplr
2022$8.5M · 431 accts · $290K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$53,195
Investment management$37,506
Total administrative$90,701
The Lac Courte Oreilles Tribal Governing Board 401(k) match · 2024
Employer contribution per active participant$1,390
Median for plans this size$2,416
2024$1,390 per active participant
2023$1,689 per active participant
2022$334 per active participant

Lac Courte Oreilles Tribal Governing Board's 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
TRANSAMERICA RETIREMENT SOLUTIONS · Recordkeeping · Loan processing$53,195
GLOBAL RETIREMENT PARTNERS LLC · Consulting · Investment advisory (plan)$37,506

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Transamerica
2023Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$90,701 · 0.66%
2023$55,535 · 0.54%
2022$42,251 · 0.48%
Same employer
Similar plansOther Services · Wisconsin
State Bar of Wisconsin WI$22.2M · 0.13%
Triosim Corporation WI$12.7M · 0.16%
Streamworks, LLC WI$12.6M · 0.31%

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Source: U.S. Department of Labor, Form 5500 series, EIN 391165322 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.