Plan Ledger DOL Form 5500 · updated monthly

L'Oreal Caribe, Inc.401(k)

L'OREAL CARIBE, INC. EMPLOYEE RETIREMENT SAVINGS PLAN · BERKELEY HEIGHTS, NJ · plan year 2024

Reported admin expense ratio · 2024
0.06%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

L'Oreal Caribe, Inc. reported $4,475 in plan administrative expenses for 2024: 0.06% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,054 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.058%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other manufacturing employers. By assets it is among the smaller plans on file in New Jersey (1,657th of 2,419), and 9,639th of 13,661 in manufacturing. In 2024, employees put in $2.44 for every $1.00 the employer contributed; active participation has shrunk from 107 to 90 since 2022.

Plan summary
Net assets, end of year$8,068,145
Participants with balances122
Active participants90
Employer contributions$184,838
Employee contributions$451,599
Employer contribution per active participant$2,054
Average account balance$66,132
Benefits paid to participants$583,776
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$8.1M · 122 accts · $185K emplr
2023$7.3M · 124 accts · $164K emplr
2022$6.1M · 112 accts · $138K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$4,245
Total administrative$4,475
The L'Oreal Caribe, Inc. 401(k) match · 2024
Employer contribution per active participant$2,054
Median for plans this size$1,313
2024$2,054 per active participant
2023$1,532 per active participant
2022$1,292 per active participant

L'Oreal Caribe, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
T ROWE PRICE RPS INC · Recordkeeping · Investment management$4,249

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024T. Rowe Price
2023T. Rowe Price

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$4,475 · 0.06%
2023$4,039 · 0.06%
2022$4,090 · 0.06%
Same employer
Similar plansManufacturing · New Jersey
American Spraytech NJ$8.3M · 0.17%
Acrison Inc. NJ$8.1M · 0.00%
Dicar, Inc. NJ$7.8M · 0.60%
Elements Chromium Inc NJ$7.8M · 0.77%
Premier Glass USA, LLC NJ$7.8M · 0.27%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 133015420 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.