Plan Ledger DOL Form 5500 · updated monthly

L. J. Associates, Inc.Profit-sharing plan

L.J. ASSOCIATES, INC. 401(K) PROFIT SHARING PLAN · LATROBE, PA · plan year 2024

Reported admin expense ratio · 2024
0.33%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

L. J. Associates, Inc. reported $58,325 in plan administrative expenses for 2024: 0.33% of average plan assets, above the peer median. Employer contributions averaged $7,627 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.33%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other transportation & warehousing employers. By assets it is the 1,652nd-largest of 3,651 plans among Pennsylvania employers on file, and the 808th of 2,677 in transportation & warehousing. In 2024, the employer put in $1.02 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$17,832,118
Participants with balances116
Active participants76
Employer contributions$579,625
Employee contributions$567,719
Employer contribution per active participant$7,627
Average account balance$153,725
Benefits paid to participants$3,982,173
Plan auditUnmodified (clean) audit opinion
AuditorWESSEL AND COMPANY
Plan history3
Yearassets · accounts · employer contribution
2024$17.8M · 116 accts · $580K emplr
2023$17.7M · 119 accts · $577K emplr
2022$15.0M · 126 accts · $528K emplr
Administrative expenses, itemized · 2024
Investment management$58,325
Total administrative$58,325
Employer contributions to the L. J. Associates, Inc. plan · 2024
Employer contribution per active participant$7,627
Median for plans this size$2,416
2024$7,627 per active participant
2023$7,299 per active participant
2022$6,595 per active participant

L. J. Associates, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
AMERISERV TRUST FINANCIAL SERVICES · Trustee$58,325

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$58,325 · 0.33%
2023$53,477 · 0.33%
2022$52,835 · 0.32%
Similar plansTransportation & Warehousing · Pennsylvania
Bridgeway Connects, Inc. PA$19.5M · 0.48%
Logistics Plus PA$19.3M · 0.74%
Herman R Ewell Inc PA$17.9M · 0.61%
Crossett, Inc. PA$17.5M · 0.66%
Gate 1, LTD. PA$16.6M · 0.31%
Jillamy, Inc PA$16.4M · 0.51%
W.J. Beitler Co. PA$16.2M · 0.41%

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Source: U.S. Department of Labor, Form 5500 series, EIN 251553163 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.