Plan Ledger DOL Form 5500 · updated monthly

Kss, Inc.401(k)

KALIBRATE 401(K) PROFIT SHARING PLAN · LINCOLN, RI · plan year 2024

Reported admin expense ratio · 2024
0.58%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Kss, Inc. reported $77,421 in plan administrative expenses for 2024: 0.58% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,951 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.55% to 0.58%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 133rd-largest of 286 plans among Rhode Island employers on file, and 6,146th of 11,654 in professional & technical services. In 2024, employees put in $1.97 for every $1.00 the employer contributed; active participation has grown from 76 to 145 since 2022.

Plan summary
Net assets, end of year$16,955,064
Participants with balances204
Active participants145
Employer contributions$427,920
Employee contributions$841,221
Employer contribution per active participant$2,951
Average account balance$83,113
Benefits paid to participants$1,277,564
Plan auditUnmodified (clean) audit opinion
AuditorKHA ACCOUNTANTS, PLLC
Plan history3
Yearassets · accounts · employer contribution
2024$17.0M · 204 accts · $428K emplr
2023$9.6M · 134 accts · $169K emplr
2022$9.0M · 112 accts · $137K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$16,925
Investment management$55,196
Audit (IQPA)$5,000
Total administrative$77,421
The Kss, Inc. 401(k) match · 2024
Employer contribution per active participant$2,951
Median for plans this size$2,416
2024$2,951 per active participant
2023$2,223 per active participant
2022$1,805 per active participant

Kss, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
MORGAN STANLEY · Investment advisory (plan)$55,196
KHA ACCOUNTANTS PLLC · Accounting / audit$5,000
QDRO CONSULTANTS CO LLC$300

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$77,421 · 0.58%
2023$51,513 · 0.55%
2022$54,830 · 0.55%
Same employer
Similar plansProfessional & Technical Services · Rhode Island
Pare Corporation RI$25.1M · 0.00%
Mikel, Inc. RI$19.1M · 0.33%
Falvey Insurance Group LTD RI$18.2M · 0.34%
Marinosci Law Group, PC RI$6.2M · 0.81%
Torden LLC RI$4.7M · 1.34%

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Source: U.S. Department of Labor, Form 5500 series, EIN 223754429 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.