Plan Ledger DOL Form 5500 · updated monthly

Kpa Services, LLC401(k)

KPA SERVICES, LLC 401(K) PLAN · WESTMINSTER, CO · plan year 2024

Reported admin expense ratio · 2024
0.61%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Kpa Services, LLC reported $205,874 in plan administrative expenses for 2024: 0.61% of average plan assets, higher than ~75% of peers. Employer contributions averaged $4,273 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.61%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 313th-largest of 1,461 plans among Colorado employers on file, and the 3,467th of 11,654 in professional & technical services. In 2024, employees put in $1.93 for every $1.00 the employer contributed; active participation has grown from 305 to 397 since 2022.

Plan summary
Net assets, end of year$37,701,576
Participants with balances537
Active participants397
Employer contributions$1,696,459
Employee contributions$3,268,081
Employer contribution per active participant$4,273
Average account balance$70,208
Benefits paid to participants$1,417,431
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$37.7M · 537 accts · $1.7M emplr
2023$29.4M · 475 accts · $1.4M emplr
2022$23.8M · 443 accts · $1.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$24,325
Investment management$181,549
Total administrative$205,874
The Kpa Services, LLC 401(k) match · 2024
Employer contribution per active participant$4,273
Median for plans this size$2,416
2024$4,273 per active participant
2023$3,937 per active participant
2022$3,710 per active participant

Kpa Services, LLC's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
NEWPORT GROUP, INC. · Loan processing · Recordkeeping$24,325
CREATIVE PLANNING. · Investment advisory (plan)$181,549

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Newport (Ascensus)
2023Newport (Ascensus)

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$205,874 · 0.61%
2023$154,327 · 0.58%
2022$158,114 · 0.62%
Same employer
Similar plansProfessional & Technical Services · Colorado
Xero, Inc. CO$39.6M · 0.14%
Marx/Okubo Associates, LTD. CO$39.3M · 0.04%
Wvp of Washington PC CO$38.2M · 0.54%
Boulder Associates, Inc. CO$36.9M · 0.33%
Campos Holding Company LLC CO$36.2M · 0.56%
Moye White LLP CO$35.5M · 0.10%
Vendavo, Inc. CO$35.0M · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 201147668 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.