Plan Ledger DOL Form 5500 · updated monthly

Kodiak Gypsum Mountain States LLC401(k)

KODIAK BP 401K PLAN · ENGLEWOOD, CO · plan year 2024

Reported admin expense ratio · 2024
0.26%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Kodiak Gypsum Mountain States LLC reported $455,186 in plan administrative expenses for 2024: 0.26% of average plan assets, higher than ~75% of peers. Employer contributions averaged $951 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.36% to 0.26%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other retail trade employers. By assets it is the 87th-largest of 1,461 plans among Colorado employers on file, and the 222nd of 5,215 in retail trade. In 2024, employees put in $3.72 for every $1.00 the employer contributed; active participation has grown from 5,230 to 5,941 since 2022.

Plan summary
Net assets, end of year$193,487,394
Participants with balances5,228
Active participants5,941
Employer contributions$5,651,260
Employee contributions$21,010,993
Employer contribution per active participant$951
Average account balance$37,010
Benefits paid to participants$18,046,572
Plan auditUnmodified (clean) audit opinion
AuditorPLANTE AND MORAN PLLC
Plan history3
Yearassets · accounts · employer contribution
2024$193.5M · 5,228 accts · $5.7M emplr
2023$150.5M · 4,734 accts · $5.0M emplr
2022$116.3M · 4,379 accts · $3.8M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$280,186
Investment management$175,000
Total administrative$455,186
The Kodiak Gypsum Mountain States LLC 401(k) match · 2024
Employer contribution per active participant$951
Median for plans this size$3,635
2024$951 per active participant
2023$889 per active participant
2022$731 per active participant

Kodiak Gypsum Mountain States LLC's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
AMERICAN UNITED LIFE INSURANCE CO · Recordkeeping · Loan processing$285,690
IFAM CAPITAL · Investment advisory (participants) · Investment advisory (plan)$175,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024OneAmerica
2023OneAmerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$455,186 · 0.26%
2023$419,958 · 0.31%
2022$398,115 · 0.36%
Similar plansRetail Trade · Colorado
Nutrien US LLC CO$2.0B · 0.09%
Alpine Lumber Company CO$624.9M · 0.00%
Crocs, Inc. CO$105.3M · 0.17%
Trans-West, Inc. CO$91.7M · 0.25%

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Source: U.S. Department of Labor, Form 5500 series, EIN 800961989 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.