Plan Ledger DOL Form 5500 · updated monthly

Nutrien US LLC401(k)

NUTRIEN 401(K) RETIREMENT PLAN · LOVELAND, CO · plan year 2024

Reported admin expense ratio · 2024
0.09%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Nutrien US LLC reported $1,701,667 in plan administrative expenses for 2024: 0.09% of average plan assets, higher than ~75% of peers. Employer contributions averaged $6,904 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.09%. The plan sits in the over $1B size bracket, benchmarked here against 1,229 comparable plans and shown alongside other retail trade employers. By assets it is the 6th-largest of 1,461 plans among Colorado employers on file, and the 35th of 5,215 in retail trade. In 2024, employees put in $1.01 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$1,960,426,240
Participants with balances16,058
Active participants13,017
Employer contributions$89,865,727
Employee contributions$90,720,465
Employer contribution per active participant$6,904
Average account balance$122,084
Benefits paid to participants$192,647,857
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$2.0B · 16,058 accts · $89.9M emplr
2023$1.7B · 15,276 accts · $88.8M emplr
2022$1.4B · 14,699 accts · $82.2M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$806,283
Investment management$319,200
Trustee / custodial$29,375
Total administrative$1,701,667
The Nutrien US LLC 401(k) match · 2024
Employer contribution per active participant$6,904
Median for plans this size$5,259
2024$6,904 per active participant
2023$7,167 per active participant
2022$6,789 per active participant

Nutrien US LLC's 2024 employer contribution ran above the $5,259 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
FIDELITY INVESTMENTS INSTITUTIONAL · Trustee (directed) · Loan processing$831,429
TOWERS WATSON · Consulting$464,876
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$319,200
STATE STREET GLOBAL ADVISORS · Consulting$51,349
EIDE BAILLY · Consulting$36,225

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$1,701,667 · 0.09%
2023$1,330,754 · 0.09%
2022$1,448,346 · 0.10%
Same employer
Similar plansRetail Trade · Colorado
Penney Opco, LLC TX$2.2B · 0.06%
Aldi Inc. IL$2.1B · 0.11%
Ebay Inc. CA$2.0B · 0.01%
O'Reilly Automotive, Inc. MO$1.9B · 0.18%
Carmax, Inc. VA$1.8B · 0.06%
Meijer, Inc. MI$1.6B
Staples, Inc. MA$1.5B · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 911589568 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.