Plan Ledger DOL Form 5500 · updated monthly

Kma Sunbelt Trading Corporation401(k)

KMA SUNBELT TRADING CORPORATION RETIREMENT SAVINGS PLAN · CLEARWATER, FL · plan year 2025

Reported admin expense ratio · 2025
0.88%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Kma Sunbelt Trading Corporation reported $77,375 in plan administrative expenses for 2025: 0.88% of average plan assets, higher than ~75% of peers. Employer contributions averaged $830 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 1.23% to 0.88%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Florida (1,845th of 3,644), and 2,745th of 5,215 in retail trade. In 2025, employees put in $5.93 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$9,448,239
Participants with balances253
Active participants170
Employer contributions$141,091
Employee contributions$836,252
Employer contribution per active participant$830
Average account balance$37,345
Benefits paid to participants$796,509
Plan auditUnmodified (clean) audit opinion
AuditorPRIDA, GUIDA, & PEREZ, P.A.
Plan history4
Yearassets · accounts · employer contribution
2025$9.4M · 253 accts · $141K emplr
2024$8.2M · 227 accts · $128K emplr
2023$6.8M · 209 accts · $123K emplr
2022$5.5M · 187 accts · $88K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$65,775
Total administrative$77,375
The Kma Sunbelt Trading Corporation 401(k) match · 2025
Employer contribution per active participant$830
Median for plans this size$1,464
2025$830 per active participant
2024$851 per active participant
2023$689 per active participant
2022$515 per active participant

Kma Sunbelt Trading Corporation's 2025 employer contribution ran below the $1,464 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
PRIDA, GUIDA & PEREZ, P.A · Accounting / audit$11,000
WORLD INVESTMENT ADVISORS, LLCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$77,375 · 0.88%
2024$69,811 · 0.93%
2023$57,395 · 0.93%
2022$72,616 · 1.23%
Similar plansRetail Trade · Florida
Kanes Furniture, LLC FL$9.7M · 1.03%
Tibbetts Lumber Co., LLC FL$9.6M · 0.11%
Tamiami Ford, Inc. FL$9.5M · 0.56%
Dufry America, LLC FL$9.3M · 0.72%
Now Optics LLC FL$9.1M · 0.75%
Stadium, Inc. FL$9.1M · 0.47%

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Source: U.S. Department of Labor, Form 5500 series, EIN 592305075 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.