Plan Ledger DOL Form 5500 · updated monthly

Kinsley Enterprises, Inc.401(k)

THE KINSLEY 401(K) PLAN · SEVEN VALLEYS, PA · plan year 2024

Reported admin expense ratio · 2024
0.18%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Kinsley Enterprises, Inc. reported $375,532 in plan administrative expenses for 2024: 0.18% of average plan assets, above the peer median. Employer contributions averaged $1,657 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other construction employers. By assets it is the 265th-largest of 3,651 plans among Pennsylvania employers on file, and the 311th of 5,337 in construction. In 2024, employees put in $1.95 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$218,135,507
Participants with balances2,288
Active participants3,921
Employer contributions$6,495,294
Employee contributions$12,658,320
Employer contribution per active participant$1,657
Average account balance$95,339
Benefits paid to participants$27,907,495
Plan auditUnmodified (clean) audit opinion
AuditorEMC CPAS, LLC
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$130,580
Investment management$230,439
Audit (IQPA)$14,513
Total administrative$375,532
The Kinsley Enterprises, Inc. 401(k) match · 2024
Employer contribution per active participant$1,657
Median for plans this size$3,635

Kinsley Enterprises, Inc.'s 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
TRANSAMERICA RETIREMENT SOLUTIONS · Claims processing · Recordkeeping$130,580
VICUS CAPITAL · Investment advisory (plan)$230,439
EMC CPAS, LLC · Accounting / audit$14,513
NATIONAL FINANCIAL SERVICES · Securities brokerageindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history1
2024$375,532 · 0.18%
Similar plansConstruction · Pennsylvania
Allan Myers, Inc. PA$239.9M · 0.09%
Kinsley Construction, Inc. PA$197.2M · 0.17%
Penn Line Enterprises, Inc. PA$190.1M · 0.00%
Glenn O. Hawbaker, Inc. PA$187.7M · 0.19%

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Source: U.S. Department of Labor, Form 5500 series, EIN 352615344 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.