Plan Ledger DOL Form 5500 · updated monthly

Keystops, LLC401(k)

KEYSTOPS, LLC EMPLOYEE SAVINGS PLAN · FRANKLIN, KY · plan year 2024

Reported admin expense ratio · 2024
0.39%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Keystops, LLC reported $30,685 in plan administrative expenses for 2024: 0.39% of average plan assets, below the peer median. Employer contributions averaged $755 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio fell from 0.46% to 0.39%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Kentucky (529th of 871), and 2,979th of 5,215 in retail trade. In 2024, employees put in $2.67 for every $1.00 the employer contributed; active participation has grown from 165 to 247 since 2022.

Plan summary
Net assets, end of year$8,285,373
Participants with balances185
Active participants247
Employer contributions$186,432
Employee contributions$498,484
Employer contribution per active participant$755
Average account balance$44,786
Benefits paid to participants$541,182
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$8.3M · 185 accts · $186K emplr
2023$7.4M · 186 accts · $105K emplr
2022$6.5M · 287 accts · $150K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$30,685
Total administrative$30,685
The Keystops, LLC 401(k) match · 2024
Employer contribution per active participant$755
Median for plans this size$1,313
2024$755 per active participant
2023$418 per active participant
2022$909 per active participant

Keystops, LLC's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator$34,135
ROBERT W. BAIRD & CO. INCORPORATED · Other servicesindirect comp
WILSHIRE ADVISORS LLC · Investment advisory (plan)indirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$30,685 · 0.39%
2023$32,110 · 0.46%
2022Not separately reported
Same employer
Similar plansRetail Trade · Kentucky
Farmer Automotive Group KY$7.9M · 1.61%
Paul's Fruit Market KY$6.8M · 0.21%

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Source: U.S. Department of Labor, Form 5500 series, EIN 610700391 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.