Plan Ledger DOL Form 5500 · updated monthly

Keystone HR LLC401(k)

KEYSTONE HR LLC RETIREMENT SAVINGS PLAN · PLYMOUTH, MI · plan year 2024

Reported admin expense ratio · 2024
0.72%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Keystone HR LLC reported $56,564 in plan administrative expenses for 2024: 0.72% of average plan assets, above the peer median. Employer contributions averaged $1,176 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.718%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other administrative & support services employers. By assets it is among the smaller plans on file in Michigan (1,644th of 2,619), and the 1,096th of 2,534 in administrative & support services. In 2024, employees put in $2.13 for every $1.00 the employer contributed; active participation has grown from 205 to 253 since 2022.

Plan summary
Net assets, end of year$8,626,180
Participants with balances217
Active participants253
Employer contributions$297,636
Employee contributions$632,890
Employer contribution per active participant$1,176
Average account balance$39,752
Benefits paid to participants$503,636
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$8.6M · 217 accts · $298K emplr
2023$7.1M · 168 accts · $203K emplr
2022$5.8M · 167 accts · $327K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$56,564
Total administrative$56,564
The Keystone HR LLC 401(k) match · 2024
Employer contribution per active participant$1,176
Median for plans this size$1,313
2024$1,176 per active participant
2023$1,000 per active participant
2022$1,595 per active participant

Keystone HR LLC's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
SLAVIC INTEGRATED ADMINISTRATION · Recordkeeping · Loan processing$54,352

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Slavic401k
2023Slavic401k

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$56,564 · 0.72%
2023$31,497 · 0.49%
2022$54,144 · 0.72%
Similar plansAdministrative & Support Services · Michigan
Satellite Services, Inc. MI$9.0M · 0.65%
Orbis Holdings Group, LLC MI$8.7M · 0.62%
Kobe Steel USA Inc. MI$7.9M · 0.69%
Blue Chip Talent MI$7.9M · 0.40%

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Source: U.S. Department of Labor, Form 5500 series, EIN 463901815 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.