Plan Ledger DOL Form 5500 · updated monthly

Keystone Clippers, LLC401(k)

KEYSTONE CLIPPERS, LLC 401K PLAN · MARS, PA · plan year 2024

Reported admin expense ratio · 2024
1.94%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Keystone Clippers, LLC reported $26,763 in plan administrative expenses for 2024: 1.94% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,056 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 2.28% to 1.94%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in Pennsylvania (3,419th of 3,651), and 2,943rd of 3,341 in other services. In 2024, employees put in $1.69 for every $1.00 the employer contributed; active participation has grown from 137 to 175 since 2022.

Plan summary
Net assets, end of year$1,631,901
Participants with balances182
Active participants175
Employer contributions$184,738
Employee contributions$311,929
Employer contribution per active participant$1,056
Average account balance$8,966
Benefits paid to participants$240,625
Plan auditUnmodified (clean) audit opinion
AuditorGOFF BACKA ALFERA & COMPANY, LLC
Plan history4
Yearassets · accounts · employer contribution
2025$0 · $71K emplr
2024$1.6M · 182 accts · $185K emplr
2023$1.1M · 158 accts · $166K emplr
2022$708K · 136 accts · $145K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$26,763
Total administrative$26,763
The Keystone Clippers, LLC 401(k) match · 2024
Employer contribution per active participant$1,056
Median for plans this size$1,313
2024$1,056 per active participant
2023$1,102 per active participant
2022$1,060 per active participant

Keystone Clippers, LLC's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
FRAGASSO FINANCIAL ADVISORS · Investment advisory (plan)$6,815
KEYSTONE CLIPPERS LLC$2,843
EMPOWER ADVISORY GROUP, LLC · Investment management$1,660
M2B RETIREMENT CONSULTING LLC · Contract administrator$1,451

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025Not separately reported
2024$26,763 · 1.94%
2023$19,985 · 2.17%
2022$14,097 · 2.28%
Similar plansOther Services · Pennsylvania
Alpha Female Fitness, LLC PA$320K · 0.06%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 203165614 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.