Plan Ledger DOL Form 5500 · updated monthly

Kaplen Jewish Community Center on the Palisades403(b)

JCC ON THE PALISADES 403(B) RETIREMENT PLAN · TENAFLY, NJ · plan year 2024

Reported admin expense ratio · 2024
0.62%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Kaplen Jewish Community Center on the Palisades reported $61,112 in plan administrative expenses for 2024: 0.62% of average plan assets, above the peer median. Employer contributions averaged $221 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.46% to 0.62%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in New Jersey (1,486th of 2,419), and the 1,630th of 3,341 in other services. In 2024, employees put in $2.93 for every $1.00 the employer contributed; active participation has grown from 148 to 602 since 2021.

Plan summary
Net assets, end of year$10,323,616
Participants with balances246
Active participants602
Employer contributions$132,779
Employee contributions$389,416
Employer contribution per active participant$221
Average account balance$41,966
Benefits paid to participants$334,757
Plan auditUnmodified (clean) audit opinion
AuditorSAX, LLP
Plan history4
Yearassets · accounts · employer contribution
2024$10.3M · 246 accts · $133K emplr
2023$9.5M · 202 accts · $190K emplr
2022$8.5M · 179 accts
2021$7.7M · 181 accts · $93K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$25,433
Investment management$35,679
Total administrative$61,112
Employer contributions to the Kaplen Jewish Community Center on the Palisades plan · 2024
Employer contribution per active participant$221
Median for plans this size$1,313
2024$221 per active participant
2023$911 per active participant
2021$630 per active participant

Kaplen Jewish Community Center on the Palisades's 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
401K ADVISORS INC · Recordkeeping · Pension consulting$35,679
ADP, INC · Recordkeeping · Loan processing$18,033
RETIREMENT MANAGEMENT SERVICES · Recordkeeping · Pension consulting$7,400

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024401K ADVISORS INC, ADP, RETIREMENT MANAGEMENT SERVICES
2023401K ADVISORS INC, ADP, OneAmerica

This plan has changed recordkeepers within these filings. If you left Kaplen Jewish Community Center on the Palisades before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2024$61,112 · 0.62%
2023$41,060 · 0.46%
2022$36,256 · 0.45%
2021$38,413 · 0.46%
Similar plansOther Services · New Jersey
Raymond of New Jersey LLC NJ$12.2M · 0.52%
I.B.E.W. Local 1158 NJ$11.6M · 0.98%
Ncaar-Bh NJ$9.8M · 0.78%
Kingsway Learning Center NJ$9.1M · 0.68%

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Source: U.S. Department of Labor, Form 5500 series, EIN 221487220 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.