Plan Ledger DOL Form 5500 · updated monthly

K a Whitestone Inc401(k)

K A WHITESTONE INC 401(K) PROFIT SHARING PLAN & TRUST · WHITESTONE, NY · plan year 2025

Reported admin expense ratio · 2025
4.88%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

K a Whitestone Inc reported $13,781 in plan administrative expenses for 2025: 4.88% of average plan assets, higher than ~90% of peers. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the under $1M size bracket, benchmarked here against 55 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in New York (5,647th of 5,648), and 11,909th of 11,911 in health care & social assistance.

Plan summary
Net assets, end of year$29
Participants with balances16
Active participants16
Employer contributions$0
Employee contributions$0
Employer contribution per active participant$0
Average account balance$2
Benefits paid to participants$537,637
Plan auditUnmodified (clean) audit opinion
AuditorT J MEGAL CPA PLLC
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$12,388
Investment management$1,393
Total administrative$13,781
The K a Whitestone Inc 401(k) match · 2025
Employer contribution per active participant$0
Median for plans this size$472

K a Whitestone Inc's 2025 employer contribution ran below the $472 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
PAYCHEX, INC. · Recordkeeping$11,806

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history1
2025$13,781 · 4.88%
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Sincere Home Care LLC NY$10K · 25.82%

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Source: U.S. Department of Labor, Form 5500 series, EIN 020777615 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.