Plan Ledger DOL Form 5500 · updated monthly

Junior Achievement USA401(k)

JA USA 401(K) PLAN · COLORADO SPRINGS, CO · plan year 2024

Reported admin expense ratio · 2024
0.76%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Junior Achievement USA reported $290,404 in plan administrative expenses for 2024: 0.76% of average plan assets, higher than ~90% of peers. Employer contributions averaged $2,567 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.76%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other other services employers. By assets it is the 279th-largest of 1,461 plans among Colorado employers on file, and the 501st of 3,341 in other services. In 2024, employees put in $1.88 for every $1.00 the employer contributed; active participation has grown from 833 to 989 since 2022.

Plan summary
Net assets, end of year$43,002,834
Participants with balances967
Active participants989
Employer contributions$2,538,920
Employee contributions$4,782,065
Employer contribution per active participant$2,567
Average account balance$44,470
Benefits paid to participants$3,412,513
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$43.0M · 967 accts · $2.5M emplr
2023$33.9M · 879 accts · $2.3M emplr
2022$24.3M · 1,023 accts · $1.9M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$252,729
Investment management$37,467
Trustee / custodial$208
Total administrative$290,404
The Junior Achievement USA 401(k) match · 2024
Employer contribution per active participant$2,567
Median for plans this size$2,416
2024$2,567 per active participant
2023$2,311 per active participant
2022$2,231 per active participant

Junior Achievement USA's 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
TRANSAMERICA FINANCIAL LIFE INSURAN · Recordkeeping · Loan processing$184,664
PINNACLE FINANCIAL SERVICES, INC. · Recordkeeping · Loan processing$32,238
FIRST WESTERN TRUST BANK · Investment advisory (plan)$37,467
3(16) FIDUCIARY SERVICES CORPORATIO · Plan administrator$35,826

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024PINNACLE FINANCIAL SERVICES, INC., Transamerica
2023PINNACLE FINANCIAL SERVICES, INC., Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$290,404 · 0.76%
2023$229,837 · 0.79%
2022$197,328 · 0.79%
Similar plansOther Services · Colorado
Allosource CO$62.8M · 0.22%
Educause CO$48.0M · 0.06%
Management Solutions, Inc. CO$44.3M · 0.81%
Mgma-Acmpe CO$35.2M · 0.29%
Donor Alliance, Inc. CO$34.0M · 0.03%
Salud Family Health, Inc. CO$33.7M · 0.27%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 841267604 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.