Plan Ledger DOL Form 5500 · updated monthly

Jr. Davis Construction Company, Inc.401(k)

JR. DAVIS CONSTRUCTION COMPANY, INC. 401(K) PLAN · KISSIMMEE, FL · plan year 2025

Reported admin expense ratio · 2025
0.09%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Jr. Davis Construction Company, Inc. reported $21,226 in plan administrative expenses for 2025: 0.09% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,481 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.12% to 0.09%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other construction employers. By assets it is the 909th-largest of 3,644 plans among Florida employers on file, and the 1,680th of 5,337 in construction. In 2025, employees put in $1.48 for every $1.00 the employer contributed; active participation has grown from 752 to 1,125 since 2022.

Plan summary
Net assets, end of year$26,302,298
Participants with balances860
Active participants1,125
Employer contributions$1,666,472
Employee contributions$2,473,333
Employer contribution per active participant$1,481
Average account balance$30,584
Benefits paid to participants$1,304,901
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$26.3M · 860 accts · $1.7M emplr
2024$19.8M · 699 accts · $1.2M emplr
2023$16.2M · 692 accts · $1.1M emplr
2022$11.8M · 631 accts · $971K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$21,226
Total administrative$21,226
The Jr. Davis Construction Company, Inc. 401(k) match · 2025
Employer contribution per active participant$1,481
Median for plans this size$2,666
2025$1,481 per active participant
2024$1,372 per active participant
2023$1,362 per active participant
2022$1,291 per active participant

Jr. Davis Construction Company, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
CAPITAL GROUP RETIREMENT PLAN SERVI$14,643
BATES & COMPANY INC · Contract administrator$6,583

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$21,226 · 0.09%
2024$13,172 · 0.07%
2023$20,944 · 0.15%
2022$14,118 · 0.12%
Same employer
Similar plansConstruction · Florida
Minto Communities, LLC FL$26.9M · 0.49%
The Corradino Group, Inc. FL$25.9M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 592571763 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.