Plan Ledger DOL Form 5500 · updated monthly

Josiah Venture, Nfp401(k)

JOSIAH VENTURE 401(K) PLAN · WHEATON, IL · plan year 2025

Reported admin expense ratio · 2025
0.65%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Josiah Venture, Nfp reported $32,405 in plan administrative expenses for 2025: 0.65% of average plan assets, above the peer median. Employer contributions averaged $1,229 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 0.65%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other other services employers. By assets it is among the smaller plans on file in Illinois (2,893rd of 3,702), and 2,226th of 3,341 in other services. In 2025, employees put in $2.41 for every $1.00 the employer contributed; active participation has shrunk from 107 to 92 since 2022.

Plan summary
Net assets, end of year$5,483,776
Participants with balances97
Active participants92
Employer contributions$113,096
Employee contributions$272,157
Employer contribution per active participant$1,229
Average account balance$56,534
Benefits paid to participants$139,996
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$5.5M · 97 accts · $113K emplr
2024$4.5M · 105 accts · $107K emplr
2023$3.7M · 102 accts · $113K emplr
2022$2.9M · 108 accts · $110K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$32,405
Total administrative$32,405
The Josiah Venture, Nfp 401(k) match · 2025
Employer contribution per active participant$1,229
Median for plans this size$1,464
2025$1,229 per active participant
2024$1,104 per active participant
2023$1,072 per active participant
2022$1,029 per active participant

Josiah Venture, Nfp's 2025 employer contribution ran below the $1,464 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
HIGHTOWER TRUST COMPANY OF ILLINOIS · Trustee · Loan processing$32,405

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$32,405 · 0.65%
2024$29,152 · 0.71%
2023$22,368 · 0.68%
2022$21,264 · 0.68%
Same employer
Similar plansOther Services · Illinois

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Source: U.S. Department of Labor, Form 5500 series, EIN 364469008 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.