Plan Ledger DOL Form 5500 · updated monthly

Jolly Roofing and Contracting Co., Inc.401(k)

JOLLY ROOFING 401(K) PLAN · COLLIERVILLE, TN · plan year 2025

Reported admin expense ratio · 2025
0.13%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Jolly Roofing and Contracting Co., Inc. reported $3,850 in plan administrative expenses for 2025: 0.13% of average plan assets, lower than ~75% of peers. Employer contributions averaged $182 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.19% to 0.13%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other construction employers. By assets it is among the smaller plans on file in Tennessee (1,211th of 1,496), and 4,453rd of 5,337 in construction. In 2025, employees put in $8.93 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$3,271,667
Participants with balances103
Active participants231
Employer contributions$41,970
Employee contributions$374,696
Employer contribution per active participant$182
Average account balance$31,764
Benefits paid to participants$180,578
Plan auditUnmodified (clean) audit opinion
AuditorHCJ CPAS & ADVISORS PLLC
Plan history4
Yearassets · accounts · employer contribution
2025$3.3M · 103 accts · $42K emplr
2024$2.6M · 109 accts · $43K emplr
2023$2.1M · 107 accts · $40K emplr
2022$1.6M · 104 accts · $40K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$3,850
Total administrative$3,850
The Jolly Roofing and Contracting Co., Inc. 401(k) match · 2025
Employer contribution per active participant$182
Median for plans this size$1,464
2025$182 per active participant
2024$208 per active participant
2023$180 per active participant
2022$176 per active participant

Jolly Roofing and Contracting Co., Inc.'s 2025 employer contribution ran below the $1,464 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history4
2025$3,850 · 0.13%
2024$3,450 · 0.15%
2023$3,100 · 0.17%
2022$3,050 · 0.19%
Same employer
Similar plansConstruction · Tennessee
Roscoe Brown, Inc. TN$3.8M · 0.66%
Savage Brothers Inc TN$2.9M · 0.00%

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Source: U.S. Department of Labor, Form 5500 series, EIN 621624798 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.