Plan Ledger DOL Form 5500 · updated monthly

Joint Board of Trustees of Ceramic Tile & Marble Masons Union 18 of MoMoney purchase plan

CERAMIC TILE & MARBLE MASONS UNION NO 18 OF MISSOURI PENSION PLAN · FENTON, MO · plan year 2024

Reported admin expense ratio · 2024
0.74%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Joint Board of Trustees of Ceramic Tile & Marble Masons Union 18 of Mo reported $160,065 in plan administrative expenses for 2024: 0.74% of average plan assets, higher than ~90% of peers. Employer contributions averaged $5,150 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.67% to 0.74%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 545th-largest of 1,393 plans among Missouri employers on file, and the 1,834th of 5,337 in construction.

Plan summary
Net assets, end of year$23,037,110
Participants with balances534
Active participants181
Employer contributions$932,188
Employee contributions—
Employer contribution per active participant$5,150
Average account balance$43,141
Benefits paid to participants$1,030,997
Plan auditUnmodified (clean) audit opinion
AuditorGRABEL, SCHNIEDERS, HOLLMAN & CO.
Plan history3
Yearassets · accounts · employer contribution
2024$23.0M · 534 accts · $932K emplr
2023$20.4M · 526 accts · $904K emplr
2022$18.9M · 603 accts · $848K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$41,010
Investment management$73,410
Audit (IQPA)$7,829
Trustee / custodial$14,138
Total administrative$160,065
Employer contributions to the Joint Board of Trustees of Ceramic Tile & Marble Masons Union 18 of Mo plan · 2024
Employer contribution per active participant$5,150
Median for plans this size$2,416
2024$5,150 per active participant
2023$4,759 per active participant
2022$4,417 per active participant

Joint Board of Trustees of Ceramic Tile & Marble Masons Union 18 of Mo's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20245
EKON BENEFITS · Recordkeeping$41,010
MONETARY MANAGEMENT GROUP · Investment management$73,410
SCHUCHAT, COOK & WERNER · Legal$18,691
US BANK · Custodial · Custodial (securities)$14,138
GRABEL, SCHNEIDERS HOLLMAN & CO · Accounting / audit$7,829

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024EKON BENEFITS
2023EKON BENEFITS

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$160,065 · 0.74%
2023$155,521 · 0.79%
2022$132,173 · 0.67%
Similar plansConstruction · Missouri
Sak Construction, LLC MO$25.5M · 0.02%
Tronicom Corporation MO$25.2M · 0.30%
Reinhold Electric, Inc. MO$22.4M · 0.55%
Hutchens Construction Co. MO$20.3M · 0.39%

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Source: U.S. Department of Labor, Form 5500 series, EIN 430913672 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.