Plan Ledger DOL Form 5500 · updated monthly

Johns Hopkins Federal Credit Union401(k)

JOHNS HOPKINS FEDERAL CREDIT UNION 401(K) PLAN AND TRUST · BALTIMORE, MD · plan year 2025

Reported admin expense ratio · 2025
0.44%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Johns Hopkins Federal Credit Union reported $72,068 in plan administrative expenses for 2025: 0.44% of average plan assets, higher than ~75% of peers. Employer contributions averaged $8,099 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio has held roughly steady near 0.44%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other finance & insurance employers. By assets it is the 725th-largest of 1,671 plans among Maryland employers on file, and 3,277th of 4,798 in finance & insurance. In 2025, the employer put in $1.29 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$17,306,825
Participants with balances141
Active participants114
Employer contributions$923,274
Employee contributions$716,949
Employer contribution per active participant$8,099
Average account balance$122,743
Benefits paid to participants$2,678,948
Plan auditUnmodified (clean) audit opinion
Plan history2
Yearassets · accounts · employer contribution
2025$17.3M · 141 accts · $923K emplr
2024$15.5M · 138 accts · $820K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$56,246
Investment management$15,822
Total administrative$72,068
The Johns Hopkins Federal Credit Union 401(k) match · 2025
Employer contribution per active participant$8,099
Median for plans this size$2,666
2025$8,099 per active participant
2024$7,455 per active participant

Johns Hopkins Federal Credit Union's 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
CMFG LIFE INSURANCE COMPANY · Recordkeeping · Pension consulting$56,246
MEMBERS CAPITAL ADVISORS, INC. · Investment advisory (plan)$15,822

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2025TruStage (CUNA Mutual)
2024TruStage (CUNA Mutual)

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history2
2025$72,068 · 0.44%
2024$71,123 · 0.46%
Same employer
Similar plansFinance & Insurance · Maryland
Maury Donnelly & Parr, Inc. MD$19.0M · 0.21%
Point Breeze Credit Union MD$17.9M · 0.03%
Industrial Bank MD$16.3M · 0.45%

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Source: U.S. Department of Labor, Form 5500 series, EIN 520939040 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.