Plan Ledger DOL Form 5500 · updated monthly

James W. Fowler Co.401(k)

JAMES W. FOWLER CO. 401(K) PROFIT SHARING PLAN · DALLAS, OR · plan year 2024

Reported admin expense ratio · 2024
0.70%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

James W. Fowler Co. reported $114,914 in plan administrative expenses for 2024: 0.70% of average plan assets, higher than ~90% of peers. Employer contributions averaged $6,597 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.70%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other construction employers. By assets it is the 387th-largest of 1,021 plans among Oregon employers on file, and the 2,227th of 5,337 in construction. In 2024, the employer put in $1.09 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$17,502,052
Participants with balances291
Active participants189
Employer contributions$1,246,866
Employee contributions$1,139,811
Employer contribution per active participant$6,597
Average account balance$60,145
Benefits paid to participants$2,065,227
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$17.5M · 291 accts · $1.2M emplr
2023$15.5M · 298 accts · $1.3M emplr
2022$12.7M · 296 accts · $1.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$114,914
Total administrative$114,914
The James W. Fowler Co. 401(k) match · 2024
Employer contribution per active participant$6,597
Median for plans this size$2,416
2024$6,597 per active participant
2023$7,766 per active participant
2022$5,769 per active participant

James W. Fowler Co.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
EMPOWER ADVISORY GROUP, LLC · Investment management$8,163
INDEPENDENT RETIREMENT CONSULTING · Contract administrator$6,225
AMERIPRISE FINANCIAL SERVICES INCindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$114,914 · 0.70%
2023$96,676 · 0.69%
2022$91,473 · 0.67%
Same employer
Similar plansConstruction · Oregon
Lcg Pence, LLC OR$20.3M · 0.59%
Hunter-Davisson, Inc. OR$19.5M · 0.22%
Hoffman Corporation OR$19.0M · 0.26%
Pahlisch Home, Inc. OR$16.9M · 0.08%
Adroit Construction Co. Inc OR$14.3M · 0.44%
Stoner Electric, LLC OR$14.2M · 0.95%

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Source: U.S. Department of Labor, Form 5500 series, EIN 930677813 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.