Plan Ledger DOL Form 5500 · updated monthly

Ivs Intermediate, LLC401(k)

FIRST FERTILITY 401(K) PLAN · ROCKY HILL, CT · plan year 2024

Reported admin expense ratio · 2024
0.20%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Ivs Intermediate, LLC reported $102,558 in plan administrative expenses for 2024: 0.20% of average plan assets, above the peer median. Employer contributions averaged $2,366 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio fell from 0.25% to 0.20%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 291st-largest of 1,106 plans among Connecticut employers on file, and the 1,723rd of 11,911 in health care & social assistance. In 2024, employees put in $2.05 for every $1.00 the employer contributed; active participation has grown from 357 to 731 since 2022.

Plan summary
Net assets, end of year$55,345,373
Participants with balances585
Active participants731
Employer contributions$1,729,294
Employee contributions$3,540,203
Employer contribution per active participant$2,366
Average account balance$94,607
Benefits paid to participants$4,276,266
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$55.3M · 585 accts · $1.7M emplr
2023$45.2M · 448 accts · $332K emplr
2022$13.4M · 160 accts · $13K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$54,850
Investment management$47,708
Total administrative$102,558
The Ivs Intermediate, LLC 401(k) match · 2024
Employer contribution per active participant$2,366
Median for plans this size$3,635
2024$2,366 per active participant
2023$630 per active participant
2022$38 per active participant

Ivs Intermediate, LLC's 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$54,850
USI ADVISORS INC · Investment advisory (plan)$36,000
CREATIVE PLANNING LLC · Investment advisory (plan)$1,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$102,558 · 0.20%
2023$73,432 · 0.25%
2022Not separately reported
Same employer
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Source: U.S. Department of Labor, Form 5500 series, EIN 851105470 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.