Plan Ledger DOL Form 5500 · updated monthly

Interstate Oil Co.401(k)

INTERSTATE OIL CO. SAVINGS & RETIREMENT PLAN · SACRAMENTO, CA · plan year 2024

Reported admin expense ratio · 2024
0.52%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Interstate Oil Co. reported $53,397 in plan administrative expenses for 2024: 0.52% of average plan assets, higher than ~75% of peers. Employer contributions averaged $808 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.21% to 0.52%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in California (5,161st of 9,483), and the 2,423rd of 5,215 in retail trade. In 2024, employees put in $5.19 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$11,147,769
Participants with balances158
Active participants208
Employer contributions$167,996
Employee contributions$872,264
Employer contribution per active participant$808
Average account balance$70,556
Benefits paid to participants$766,357
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$11.1M · 158 accts · $168K emplr
2023$9.4M · 155 accts · $137K emplr
2022$8.5M · 169 accts · $119K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$24,228
Investment management$29,169
Total administrative$53,397
The Interstate Oil Co. 401(k) match · 2024
Employer contribution per active participant$808
Median for plans this size$2,416
2024$808 per active participant
2023$676 per active participant
2022$572 per active participant

Interstate Oil Co.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
JOHN HANCOCK · Recordkeeping · Loan processing$24,228
CAP FINANCIAL PARTNERS, LLC · Investment advisory (plan)$29,169

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$53,397 · 0.52%
2023$48,191 · 0.54%
2022$19,802 · 0.21%
Same employer
Similar plansRetail Trade · California
Rogers Jewelry Company CA$11.4M · 0.37%
Thrive Market, Inc. CA$11.4M · 0.79%
Fashionphile Group, LLC CA$11.1M · 0.95%
Jaco Oil Company CA$11.0M · 0.02%
McKenna Motor Company, Inc. CA$11.0M · 0.47%

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Source: U.S. Department of Labor, Form 5500 series, EIN 942154633 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.