Plan Ledger DOL Form 5500 · updated monthly

Fashionphile Group, LLC401(k)

FASHIONPHILE GROUP, LLC 401(K) PLAN · CARLSBAD, CA · plan year 2025

Reported admin expense ratio · 2025
0.95%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Fashionphile Group, LLC reported $92,400 in plan administrative expenses for 2025: 0.95% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,545 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 1.13% to 0.95%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in California (5,160th of 9,483), and the 2,421st of 5,215 in retail trade. In 2025, employees put in $2.44 for every $1.00 the employer contributed; active participation has grown from 302 to 426 since 2022.

Plan summary
Net assets, end of year$11,149,966
Participants with balances230
Active participants426
Employer contributions$658,209
Employee contributions$1,608,300
Employer contribution per active participant$1,545
Average account balance$48,478
Benefits paid to participants$1,627,365
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$11.1M · 230 accts · $658K emplr
2024$8.4M · 206 accts · $629K emplr
2023$6.2M · 199 accts · $559K emplr
2022$3.9M · 192 accts · $467K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$62,491
Investment management$29,909
Total administrative$92,400
The Fashionphile Group, LLC 401(k) match · 2025
Employer contribution per active participant$1,545
Median for plans this size$1,464
2025$1,545 per active participant
2024$1,617 per active participant
2023$2,063 per active participant
2022$1,545 per active participant

Fashionphile Group, LLC's 2025 employer contribution ran above the $1,464 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$62,491
CERITY PARTNERS RETIREMENT PLAN · Investment advisory (plan)$22,483
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$7,426

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$92,400 · 0.95%
2024$89,911 · 1.23%
2023$58,737 · 1.16%
2022$38,394 · 1.13%
Same employer
Similar plansRetail Trade · California
Central Valley Automotive CA$11.4M · 0.70%
Rogers Jewelry Company CA$11.4M · 0.37%
Thrive Market, Inc. CA$11.4M · 0.79%
Interstate Oil Co. CA$11.1M · 0.52%
Jaco Oil Company CA$11.0M · 0.02%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 833700733 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.