Plan Ledger DOL Form 5500 · updated monthly

Insurance Zebra, Inc.401(k)

THE ZEBRA 401(K) PLAN · AUSTIN, TX · plan year 2024

Reported admin expense ratio · 2024
0.85%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Insurance Zebra, Inc. reported $109,668 in plan administrative expenses for 2024: 0.85% of average plan assets, higher than ~90% of peers. Employer contributions averaged $711 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.60% to 0.85%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 2,525th-largest of 5,688 plans among Texas employers on file, and 3,579th of 4,798 in finance & insurance. In 2024, employees put in $10.37 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$14,174,056
Participants with balances389
Active participants243
Employer contributions$172,767
Employee contributions$1,790,916
Employer contribution per active participant$711
Average account balance$36,437
Benefits paid to participants$1,203,919
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$14.2M · 389 accts · $173K emplr
2023$11.5M · 274 accts · $350K emplr
2022$9.2M · 331 accts · $569K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$46,180
Investment management$40,388
Audit (IQPA)$23,100
Total administrative$109,668
The Insurance Zebra, Inc. 401(k) match · 2024
Employer contribution per active participant$711
Median for plans this size$2,416
2024$711 per active participant
2023$1,590 per active participant
2022$2,362 per active participant

Insurance Zebra, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$46,180
FROST BANK · Investment advisory (plan)$24,419
ARMANINO LLP · Accounting / audit$23,100
CAH ADVISORS LLC · Investment advisory (plan)$11,228

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$109,668 · 0.85%
2023$65,040 · 0.63%
2022$51,967 · 0.60%
Same employer
Similar plansFinance & Insurance · Texas
Resource One Credit Union TX$14.4M · 0.10%
Capital Bancorp, Inc. TX$14.2M · 0.03%
Union Square Credit Union TX$14.0M · 0.45%
Moody National Bank TX$13.7M · 0.26%

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Source: U.S. Department of Labor, Form 5500 series, EIN 454235904 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.