Plan Ledger DOL Form 5500 · updated monthly

Capital Bancorp, Inc.401(k)

CAPITAL BANCORP, INC. 401(K) PROFIT SHARING PLAN · HOUSTON, TX · plan year 2022

Reported admin expense ratio · 2022
0.03%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Capital Bancorp, Inc. reported $5,015 in plan administrative expenses for 2022: 0.03% of average plan assets, lower than ~75% of peers. Employer contributions averaged $6,224 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $10M–$50M size bracket, benchmarked here against 26,806 comparable plans and shown alongside other finance & insurance employers. By assets it is the 2,527th-largest of 5,688 plans among Texas employers on file, and 3,581st of 4,798 in finance & insurance. In 2022, the employer put in $1.07 for every $1.00 employees contributed themselves.

Plan summary
Net assets, end of year$14,159,940
Participants with balances94
Active participants94
Employer contributions$585,055
Employee contributions$546,699
Employer contribution per active participant$6,224
Average account balance$150,638
Benefits paid to participants$1,451,833
Plan auditUnmodified (clean) audit opinion
AuditorPAYNE & SMITH, LLC CPA
Administrative expenses, itemized · 2022
Investment management$3,290
Total administrative$5,015
The Capital Bancorp, Inc. 401(k) match · 2022
Employer contribution per active participant$6,224
Median for plans this size$2,266

Capital Bancorp, Inc.'s 2022 employer contribution ran above the $2,266 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history1
2022$5,015 · 0.03%
Same employer
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Insurance Zebra, Inc. TX$14.2M · 0.85%
Union Square Credit Union TX$14.0M · 0.45%
Moody National Bank TX$13.7M · 0.26%
Texan Title Holdings, LLC TX$13.5M · 0.38%

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Source: U.S. Department of Labor, Form 5500 series, EIN 741501536 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.