Plan Ledger DOL Form 5500 · updated monthly

Institute for Human and Social Development403(b)

INSTITUTE FOR HUMAN AND SOCIAL DEVELOPMENT RETIREMENT PLAN · SAN BRUNO, CA · plan year 2024

Reported admin expense ratio · 2024
0.00%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Institute for Human and Social Development reported $150 in plan administrative expenses for 2024: 0.00% of average plan assets, lower than ~75% of peers. Employer contributions averaged $14,688 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.002% to 0.001%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other educational services employers. By assets it is the 3,511th-largest of 9,483 plans among California employers on file, and 1,562nd of 3,091 in educational services. In 2024, the employer put in $9.34 for every $1.00 employees contributed themselves; active participation has grown from 133 to 153 since 2022.

Plan summary
Net assets, end of year$21,045,919
Participants with balances490
Active participants153
Employer contributions$2,247,247
Employee contributions$240,646
Employer contribution per active participant$14,688
Average account balance$42,951
Benefits paid to participants$658,557
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$21.0M · 490 accts · $2.2M emplr
2023$17.3M · 482 accts · $898K emplr
2022$14.4M · 463 accts · $676K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$100
Total administrative$150
The Institute for Human and Social Development 401(k) match · 2024
Employer contribution per active participant$14,688
Median for plans this size$2,416
2024$14,688 per active participant
2023$5,791 per active participant
2022$5,084 per active participant

Institute for Human and Social Development's 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
STRATOS WEALTH PARTNERS LTDindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$150 · 0.00%
2023$150 · 0.00%
2022$300 · 0.00%
Same employer
Similar plansEducational Services · California
American Jewish University CA$22.4M · 0.01%
Kai Ming, Inc CA$21.6M · 0.02%
The Chandler School CA$20.5M · 0.23%
Mayfield Senior School CA$20.2M · 0.14%
Udacity CA$20.0M · 0.03%

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Source: U.S. Department of Labor, Form 5500 series, EIN 942920286 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.