Plan Ledger DOL Form 5500 · updated monthly

Instem Life Science Systems N401(k)

INSTEM LIFE SCIENCE SYSTEMS N AMERICA LTD. 401(K) PLAN · CONSHOHOCKEN, PA · plan year 2023

Reported admin expense ratio · 2023
0.10%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Instem Life Science Systems N reported $23,135 in plan administrative expenses for 2023: 0.10% of average plan assets, lower than ~75% of peers. Employer contributions averaged $5,403 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio has held roughly steady near 0.105%. The plan sits in the $10M–$50M size bracket, benchmarked here against 26,779 comparable plans and shown alongside other professional & technical services employers. By assets it is the 1,376th-largest of 3,651 plans among Pennsylvania employers on file, and the 4,882nd of 11,654 in professional & technical services. In 2023, employees put in $1.99 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$24,127,883
Participants with balances161
Active participants132
Employer contributions$713,143
Employee contributions$1,421,291
Employer contribution per active participant$5,403
Average account balance$149,863
Benefits paid to participants$2,588,446
Plan auditUnmodified (clean) audit opinion
AuditorWIPFLI LLP
Plan history2
Yearassets · accounts · employer contribution
2024$21.3M · 128 accts · $631K emplr
2023$24.1M · 161 accts · $713K emplr
Administrative expenses, itemized · 2023
Recordkeeping & contract admin$3,135
Investment management$20,000
Total administrative$23,135
The Instem Life Science Systems N 401(k) match · 2023
Employer contribution per active participant$5,403
Median for plans this size$2,440
2024$9,415 per active participant
2023$5,403 per active participant

Instem Life Science Systems N's 2023 employer contribution ran above the $2,440 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2023 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20233
MML INVESTORS SERVICES, INC. · Recordkeeping · Trustee$20,000
ADP, INC. · Loan processing · Recordkeeping$3,135
ADP BROKER-DEALERindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP, MML INVESTORS SERVICES, INC.
2023ADP, MML INVESTORS SERVICES, INC.

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history2
2024$23,815 · 0.10%
2023$23,135 · 0.10%
Similar plansProfessional & Technical Services · Pennsylvania
Macelree Harvey, LTD. PA$24.8M · 0.29%
Brentwood Bank PA$24.7M · 0.30%
Key Environmental Inc PA$24.7M · 0.02%
Robson Forensic, Inc. PA$24.2M · 0.34%
Novak Francella LLC PA$24.1M · 0.17%
Fcarchitects Inc PA$23.3M · 0.38%

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Source: U.S. Department of Labor, Form 5500 series, EIN 232455169 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.