Plan Ledger DOL Form 5500 · updated monthly

Fcarchitects Inc401(k)

FCARCHITECTS INC 401(K) PROFIT SHARING PLAN & TRUST · PHILADELPHIA, PA · plan year 2025

Reported admin expense ratio · 2025
0.38%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Fcarchitects Inc reported $82,140 in plan administrative expenses for 2025: 0.38% of average plan assets, above the peer median. Employer contributions averaged $1,382 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio fell from 0.41% to 0.38%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other professional & technical services employers. By assets it is the 1,406th-largest of 3,651 plans among Pennsylvania employers on file, and the 5,008th of 11,654 in professional & technical services. In 2025, employees put in $7.53 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$23,320,716
Participants with balances160
Active participants131
Employer contributions$181,012
Employee contributions$1,363,252
Employer contribution per active participant$1,382
Average account balance$145,754
Benefits paid to participants$2,380,467
Plan auditUnmodified (clean) audit opinion
AuditorPOOLER CPA GROUP, LLC
Plan history4
Yearassets · accounts · employer contribution
2025$23.3M · 160 accts · $181K emplr
2024$19.4M · 162 accts · $149K emplr
2023$15.2M · 135 accts · $128K emplr
2022$12.1M · 133 accts · $118K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$29,858
Investment management$51,422
Trustee / custodial$860
Total administrative$82,140
The Fcarchitects Inc 401(k) match · 2025
Employer contribution per active participant$1,382
Median for plans this size$2,666
2025$1,382 per active participant
2024$1,016 per active participant
2023$1,100 per active participant
2022$978 per active participant

Fcarchitects Inc's 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
PAYCHEX, INC. · Recordkeeping$29,753
CREATIVE PLANNING · Investment advisory (participants)$51,422

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year3
2025Paychex
2024Paychex
2023KISTLER TIFFANY ADVISORS, Paychex

This plan has changed recordkeepers within these filings. If you left Fcarchitects Inc before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history4
2025$82,140 · 0.38%
2024$67,672 · 0.39%
2023$55,999 · 0.41%
2022$56,411 · 0.41%
Same employer
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Novak Francella LLC PA$24.1M · 0.17%
Primepay, LLC PA$23.0M · 0.76%
R & P Technologies PA$22.9M · 0.54%
S.R. Snodgrass, P.C. PA$22.8M · 0.08%

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Source: U.S. Department of Labor, Form 5500 series, EIN 232185704 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.