Plan Ledger DOL Form 5500 · updated monthly

Instabase401(k)

INSTABASE 401(K) PLAN · SAN FRANCISCO, CA · plan year 2025

Reported admin expense ratio · 2025
0.13%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Instabase reported $17,742 in plan administrative expenses for 2025: 0.13% of average plan assets, below the peer median. Employer contributions averaged $5,051 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.01% to 0.13%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other professional & technical services employers. By assets it is the 4,368th-largest of 9,483 plans among California employers on file, and 6,532nd of 11,654 in professional & technical services. In 2025, employees put in $6.54 for every $1.00 the employer contributed; active participation has shrunk from 206 to 74 since 2022.

Plan summary
Net assets, end of year$15,177,012
Participants with balances221
Active participants74
Employer contributions$373,760
Employee contributions$2,442,676
Employer contribution per active participant$5,051
Average account balance$68,674
Benefits paid to participants$3,117,865
Plan auditUnmodified (clean) audit opinion
AuditorCARON AND BLETZER PLLC
Plan history4
Yearassets · accounts · employer contribution
2025$15.2M · 221 accts · $374K emplr
2024$12.0M · 215 accts · $237K emplr
2023$9.3M · 228 accts · $283K emplr
2022$6.6M · 225 accts · $508K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$17,742
Total administrative$17,742
The Instabase 401(k) match · 2025
Employer contribution per active participant$5,051
Median for plans this size$2,666
2025$5,051 per active participant
2024$1,794 per active participant
2023$2,081 per active participant
2022$2,467 per active participant

Instabase's 2025 employer contribution ran above the $2,666 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$14,676

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$17,742 · 0.13%
2024$2,299 · 0.02%
2023$220 · 0.00%
2022$490 · 0.01%
Same employer
Similar plansProfessional & Technical Services · California
Erasca, Inc. CA$15.3M · 0.04%
Sgi, Inc. CA$15.2M · 0.42%
Pro Farm Group, Inc. CA$15.2M · 0.39%
Narvar Inc CA$15.1M · 0.14%
Didi Research America LLC CA$15.1M · 0.19%
Al Venture, LLC CA$15.1M · 0.10%

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Source: U.S. Department of Labor, Form 5500 series, EIN 473401215 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.