Plan Ledger DOL Form 5500 · updated monthly

Insco Distributing, Inc.401(k)

INSCO DISTRIBUTING, INC. PROFIT SHARING AND 401(K) RETIREMENT PLAN · SAN ANTONIO, TX · plan year 2024

Reported admin expense ratio · 2024
0.05%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Insco Distributing, Inc. reported $13,958 in plan administrative expenses for 2024: 0.05% of average plan assets, lower than ~75% of peers. Employer contributions averaged $1,467 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.03% to 0.05%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other wholesale trade employers. By assets it is the 1,700th-largest of 5,688 plans among Texas employers on file, and the 1,517th of 4,246 in wholesale trade. In 2024, employees put in $1.82 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$26,046,289
Participants with balances207
Active participants241
Employer contributions$353,439
Employee contributions$643,267
Employer contribution per active participant$1,467
Average account balance$125,827
Benefits paid to participants$2,799,765
Plan auditUnmodified (clean) audit opinion
AuditorABIP P.C.
Plan history3
Yearassets · accounts · employer contribution
2024$26.0M · 207 accts · $353K emplr
2023$24.8M · 219 accts
2022$22.3M · 251 accts · $199K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$6,830
Investment management$7,128
Total administrative$13,958
The Insco Distributing, Inc. 401(k) match · 2024
Employer contribution per active participant$1,467
Median for plans this size$2,416
2024$1,467 per active participant
2022$829 per active participant

Insco Distributing, Inc.'s 2024 employer contribution ran below the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
FROST BANK · Investment advisory (plan)$7,128
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$6,830
FROST BROKERAGE SERVICES INC · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$13,958 · 0.05%
2023$10,096 · 0.04%
2022$7,689 · 0.03%
Same employer
Similar plansWholesale Trade · Texas
Trans-Tech Energy, LLC TX$26.2M · 0.47%
Boedeker Plastics Inc. TX$25.7M · 0.30%
Star Pipe Products, LTD. TX$25.7M · 0.37%
Otc Global Holdings, LP TX$25.7M · 0.25%
Litex Industries, Inc. TX$24.8M · 0.06%

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Source: U.S. Department of Labor, Form 5500 series, EIN 741325946 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.