Plan Ledger DOL Form 5500 · updated monthly

Ingram's Water & Air Equipment, LLC401(k)

INGRAM'S COMPANIES 401(K) RETIREMENT PLAN · HICKORY, KY · plan year 2024

Reported admin expense ratio · 2024
1.32%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Ingram's Water & Air Equipment, LLC reported $23,744 in plan administrative expenses for 2024: 1.32% of average plan assets, higher than ~90% of peers. Employer contributions averaged $1,556 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Kentucky (772nd of 871), and 4,628th of 5,215 in retail trade. In 2024, employees put in $1.54 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$2,135,110
Participants with balances152
Active participants175
Employer contributions$272,370
Employee contributions$418,485
Employer contribution per active participant$1,556
Average account balance$14,047
Benefits paid to participants$193,127
Plan auditUnmodified (clean) audit opinion
AuditorBOWDEN & WOOD, CPAS
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$6,800
Investment management$16,944
Total administrative$23,744
The Ingram's Water & Air Equipment, LLC 401(k) match · 2024
Employer contribution per active participant$1,556
Median for plans this size$1,313

Ingram's Water & Air Equipment, LLC's 2024 employer contribution ran above the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
NEWPORT GROUP, INC. · Contract administrator · Recordkeeping$6,800
UNITED MISSOURI BANK · Investment advisory (plan)$16,944

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history1
2024$23,744 · 1.32%
Same employer
Similar plansRetail Trade · Kentucky
T-G Enterprises, Inc. KY$2.8M · 0.55%
United Propane Gas, Inc. KY$1.7M · 0.08%
Webbed Sphere, Inc. KY$390K · 1.10%

Why are you looking at this plan?

Compare

Source: U.S. Department of Labor, Form 5500 series, EIN 262168035 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.