Plan Ledger DOL Form 5500 · updated monthly

Inception Fertility Corporate Services, LLC401(k)

INCEPTION FERTILITY 401(K) PLAN · BELLAIRE, TX · plan year 2024

Reported admin expense ratio · 2024
0.34%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Inception Fertility Corporate Services, LLC reported $284,179 in plan administrative expenses for 2024: 0.34% of average plan assets, higher than ~75% of peers. Employer contributions averaged $2,435 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.44% to 0.34%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other health care & social assistance employers. By assets it is the 697th-largest of 5,688 plans among Texas employers on file, and the 1,177th of 11,911 in health care & social assistance. In 2024, employees put in $2.39 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$90,778,481
Participants with balances2,112
Active participants1,344
Employer contributions$3,273,109
Employee contributions$7,829,487
Employer contribution per active participant$2,435
Average account balance$42,982
Benefits paid to participants$8,240,285
Plan auditUnmodified (clean) audit opinion
AuditorLBMC PC
Plan history3
Yearassets · accounts · employer contribution
2024$90.8M · 2,112 accts · $3.3M emplr
2023$76.2M · 1,749 accts · $3.1M emplr
2022$63.2M · 1,695 accts · $2.4M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$227,980
Total administrative$284,179
The Inception Fertility Corporate Services, LLC 401(k) match · 2024
Employer contribution per active participant$2,435
Median for plans this size$3,635
2024$2,435 per active participant
2023$2,364 per active participant
2022$1,882 per active participant

Inception Fertility Corporate Services, LLC's 2024 employer contribution ran below the $3,635 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
JOHN HANCOCK LIFE INSURANCE COMPANY · Recordkeeping · Loan processing$117,832
ATLANTIC PENSION SERVICES INC. · Recordkeeping · Loan processing$58,644
NFP RETIREMENT, INC. · Investment advisory (plan)$79,068
LBMC, PC · Accounting / audit$3,000

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ATLANTIC PENSION SERVICES INC., John Hancock
2023ATLANTIC PENSION SERVICES, INC., ATLANTIC PENSION SERVICES,INC., John Hancock, Transamerica

This plan has changed recordkeepers within these filings. If you left Inception Fertility Corporate Services, LLC before a switch, your account may sit at the earlier firm or in a rollover IRA. Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$284,179 · 0.34%
2023$227,980 · 0.33%
2022$237,932 · 0.44%
Same employer
Similar plansHealth Care & Social Assistance · Texas
Uvp Management, LLC TX$92.5M · 0.25%
Adc Physicians, P.A. TX$89.4M · 0.10%

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Source: U.S. Department of Labor, Form 5500 series, EIN 843102651 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.