Plan Ledger DOL Form 5500 · updated monthly

I. & M.J. Gross Company401(k)

GROSS RESIDENTIAL 401K PLAN · NORTH ROYALTON, OH · plan year 2025

Reported admin expense ratio · 2025
0.48%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

I. & M.J. Gross Company reported $37,476 in plan administrative expenses for 2025: 0.48% of average plan assets, below the peer median. Employer contributions averaged $294 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.45% to 0.48%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other real estate & leasing employers. By assets it is among the smaller plans on file in Ohio (2,189th of 3,295), and 1,248th of 2,096 in real estate & leasing. In 2025, employees put in $5.62 for every $1.00 the employer contributed; active participation has grown from 248 to 390 since 2022.

Plan summary
Net assets, end of year$8,115,289
Participants with balances102
Active participants390
Employer contributions$114,545
Employee contributions$644,081
Employer contribution per active participant$294
Average account balance$79,562
Benefits paid to participants$1,266,042
Plan auditUnmodified (clean) audit opinion
AuditorBARNES WENDLING CPAS INC
Plan history4
Yearassets · accounts · employer contribution
2025$8.1M · 102 accts · $115K emplr
2024$7.6M · 109 accts · $98K emplr
2023$6.7M · 95 accts · $90K emplr
2022$6.1M · 105 accts · $81K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$20,550
Investment management$13,069
Total administrative$37,476
The I. & M.J. Gross Company 401(k) match · 2025
Employer contribution per active participant$294
Median for plans this size$1,464
2025$294 per active participant
2024$240 per active participant
2023$334 per active participant
2022$326 per active participant

I. & M.J. Gross Company's 2025 employer contribution ran below the $1,464 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20252
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$24,407
PNC BANK NATIONAL ASSOCIATION · Investment advisory (plan)$11,394

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$37,476 · 0.48%
2024$22,185 · 0.31%
2023$38,846 · 0.61%
2022$30,031 · 0.45%
Same employer
Similar plansReal Estate & Leasing · Ohio
Chn Housing Partners OH$9.6M · 0.57%
Cross Country Inns, Inc. OH$7.3M · 0.42%
Crawford Hoying, LTD. OH$7.1M · 0.76%
Adena Commercial LLC OH$6.8M · 0.49%

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Source: U.S. Department of Labor, Form 5500 series, EIN 341696562 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.