Plan Ledger DOL Form 5500 · updated monthly

Humana Inc.401(k) + ESOP (KSOP)

HUMANA RETIREMENT SAVINGS PLAN · LOUISVILLE, KY · plan year 2024

Reported admin expense ratio · 2024
0.03%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Humana Inc. reported $2,445,213 in plan administrative expenses for 2024: 0.03% of average plan assets, below the peer median. Employer contributions averaged $5,621 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.05% to 0.03%. The plan sits in the over $1B size bracket, benchmarked here against 1,229 comparable plans and shown alongside other finance & insurance employers. By assets it is the 2nd-largest of 871 plans among Kentucky employers on file, and the 27th of 4,798 in finance & insurance. In 2024, employees put in $1.37 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$7,706,023,778
Participants with balances60,365
Active participants42,968
Employer contributions$241,513,252
Employee contributions$330,579,824
Employer contribution per active participant$5,621
Average account balance$127,657
Benefits paid to participants$1,048,130,106
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$7.7B · 60,365 accts · $241.5M emplr
2023$7.4B · 61,177 accts · $259.5M emplr
2022$6.4B · 58,735 accts · $250.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$610,371
Investment management$1,834,842
Total administrative$2,445,213
The Humana Inc. 401(k) match · 2024
Employer contribution per active participant$5,621
Median for plans this size$5,259
2024$5,621 per active participant
2023$5,779 per active participant
2022$5,652 per active participant

Humana Inc.'s 2024 employer contribution ran above the $5,259 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 202412
SCHWAB RETIREMENT PLAN SERVICES,INC · Recordkeeping · Investment advisory (participants)$2,068,922
DYNAMIC WEALTH ADVISORS · Investment advisory (participants)$105,209
CHARLES SCHWAB & CO., INC. · Securities brokerage$63,000
OPTIMA CAPITAL MANAGEMENT LLC · Investment advisory (participants)$60,892
FISHER INVESTMENTS · Investment advisory (participants)$54,469
PENSIONMARK FINANCIAL GROUP LL · Investment advisory (participants)$44,648
MORNINGSTAR INVESTMENT SERVICE · Investment advisory (participants)$33,445
CERITY PARTNERS LLC · Investment advisory (participants)$32,783
DRIVEN INVESTMENTS LLC · Investment advisory (participants)$29,674
TRUADVISORS FINANCIAL LLC · Investment advisory (participants)$25,938
MCF ADVISORS LLC · Investment advisory (participants)$23,390
SPECTRUM FINANCIAL ALLIANCE · Investment advisory (participants)$22,484

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Charles Schwab
2023Charles Schwab

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$2,445,213 · 0.03%
2023$3,443,365 · 0.05%
2022$3,380,251 · 0.05%
All plans at this employer6
HUMANA RETIREMENT SAVINGS PLAN401(k) + ESOP (KSOP)
HUMANA PUERTO RICO RETIREMENT SAVINGS PLAN401(k)
HUMANA PARTNERSHIP SAVINGS PLAN401(k)
MCCI GROUP HOLDINGS, LLC 401(K) PLAN401(k)
FAMILY PHYSICIANS GROUP 401(K) PLAN401(k)
CENTERWELL HOME HEALTH 401(K) SAVINGS PLAN401(k)
Same employer
Similar plansFinance & Insurance · Kentucky
Metlife Group, Inc. NJ$8.3B · 0.13%
Aon Corporation GA$6.6B · 0.03%

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Source: U.S. Department of Labor, Form 5500 series, EIN 610647538 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.