Plan Ledger DOL Form 5500 · updated monthly

Housing Counseling Services, Inc.403(b)

HOUSING COUNSELING SERVICES, INC. 403(B) TAX DEFERRED ANNUITY PLAN · WASHINGTON, DC · plan year 2024

Reported admin expense ratio · 2024
0.05%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Housing Counseling Services, Inc. reported $4,492 in plan administrative expenses for 2024: 0.05% of average plan assets, lower than ~75% of peers. Employer contributions averaged $3,746 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.053%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other health care & social assistance employers. By assets it is among the smaller plans on file in District of Columbia (463rd of 618), and 6,133rd of 11,911 in health care & social assistance. In 2024, the employer put in $1.09 for every $1.00 employees contributed themselves; active participation has grown from 89 to 104 since 2022.

Plan summary
Net assets, end of year$8,782,188
Participants with balances179
Active participants104
Employer contributions$389,571
Employee contributions$357,492
Employer contribution per active participant$3,746
Average account balance$49,063
Benefits paid to participants$331,469
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$8.8M · 179 accts · $390K emplr
2023$8.1M · 167 accts · $393K emplr
2022$6.9M · 163 accts · $240K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$4,492
Total administrative$4,492
Employer contributions to the Housing Counseling Services, Inc. plan · 2024
Employer contribution per active participant$3,746
Median for plans this size$1,313
2024$3,746 per active participant
2023$4,266 per active participant
2022$2,693 per active participant

Housing Counseling Services, Inc.'s 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
LINCOLN NATIONAL CORPORATION · Contract administrator$4,492

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$4,492 · 0.05%
2023$5,280 · 0.07%
2022$3,648 · 0.05%
Same employer
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Engenderhealth, Inc. DC$18.1M · 0.27%
Community Change DC$18.1M · 0.31%
Bread for City, Inc. DC$9.1M · 1.03%
Food & Friends, Inc. DC$8.5M · 0.25%
Capital Area Food Bank DC$7.9M · 0.64%

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Source: U.S. Department of Labor, Form 5500 series, EIN 520958568 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.