Plan Ledger DOL Form 5500 · updated monthly

Holy Rosary Credit Union401(k)

HOLY ROSARY CREDIT UNION CAPITAL ACCUMULATION PLAN · ROCHESTER, NH · plan year 2022

Reported admin expense ratio · 2022
0.04%

Peer grade: A · admin costs + employer contributions vs same-size plans · how grading works

Holy Rosary Credit Union reported $2,200 in plan administrative expenses for 2022: 0.04% of average plan assets, lower than ~75% of peers. Employer contributions averaged $2,321 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

The plan sits in the $1M–$10M size bracket, benchmarked here against 30,021 comparable plans and shown alongside other finance & insurance employers. By assets it is among the smaller plans on file in New Hampshire (328th of 411), and 4,433rd of 4,798 in finance & insurance. In 2022, employees put in $1.51 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$5,222,015
Participants with balances93
Active participants72
Employer contributions$167,134
Employee contributions$253,136
Employer contribution per active participant$2,321
Average account balance$56,151
Benefits paid to participants$190,065
Plan auditUnmodified (clean) audit opinion
AuditorGT REILLY & COMPANY
Administrative expenses, itemized · 2022
Recordkeeping & contract admin$2,200
Total administrative$2,200
The Holy Rosary Credit Union 401(k) match · 2022
Employer contribution per active participant$2,321
Median for plans this size$1,114

Holy Rosary Credit Union's 2022 employer contribution ran above the $1,114 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2022 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Administrative cost history1
2022$2,200 · 0.04%
Similar plansFinance & Insurance · New Hampshire
Alumni Ventures, LLC NH$15.4M · 0.17%
Granite State Credit Union NH$14.0M · 0.33%
Franklin Savings Bank NH$11.3M · 0.03%
Triangle Credit Union NH$5.8M · 0.54%
Geneva Financial, LLC AZ$5.3M · 0.33%
New York Rhb LLC NY$5.2M · 0.09%

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Source: U.S. Department of Labor, Form 5500 series, EIN 020272024 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.