Plan Ledger DOL Form 5500 · updated monthly

Hmshost401(k)

HMSHOST 401(K) RETIREMENT SAVINGS PLAN AND TRUST · BETHESDA, MD · plan year 2024

Reported admin expense ratio · 2024
0.18%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Hmshost reported $761,944 in plan administrative expenses for 2024: 0.18% of average plan assets, higher than ~75% of peers. Employer contributions averaged $622 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.18%. The plan sits in the $250M–$1B size bracket, benchmarked here against 2,883 comparable plans and shown alongside other accommodation & food services employers. By assets it is the 40th-largest of 1,671 plans among Maryland employers on file, and the 23rd of 2,240 in accommodation & food services. In 2024, employees put in $2.02 for every $1.00 the employer contributed; active participation has grown from 15,836 to 17,622 since 2022.

Plan summary
Net assets, end of year$484,556,508
Participants with balances9,299
Active participants17,622
Employer contributions$10,960,478
Employee contributions$22,159,610
Employer contribution per active participant$622
Average account balance$52,108
Benefits paid to participants$45,209,626
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$484.6M · 9,299 accts · $11.0M emplr
2023$380.0M · 8,034 accts · $10.8M emplr
2022$321.9M · 7,941 accts · $9.0M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$607,825
Investment management$154,119
Total administrative$761,944
The Hmshost 401(k) match · 2024
Employer contribution per active participant$622
Median for plans this size$4,294
2024$622 per active participant
2023$669 per active participant
2022$568 per active participant

Hmshost's 2024 employer contribution ran below the $4,294 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$607,825
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$154,119

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$761,944 · 0.18%
2023$604,700 · 0.17%
2022$627,703 · 0.17%
Same employer
Similar plansAccommodation & Food Services · Maryland
Sodexo, Inc. MD$2.4B · 0.33%
Sage Dining Services, Inc. MD$63.6M · 0.23%

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Source: U.S. Department of Labor, Form 5500 series, EIN 521242334 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.