Plan Ledger DOL Form 5500 · updated monthly

Harborcreek Youth Services403(b)

HARBORCREEK YOUTH SERVICES RETIREMENT SAVINGS PLAN · HARBORCREEK, PA · plan year 2024

Reported admin expense ratio · 2024
0.42%

Peer grade: B · admin costs + employer contributions vs same-size plans · how grading works

Harborcreek Youth Services reported $37,095 in plan administrative expenses for 2024: 0.42% of average plan assets, below the peer median. Employer contributions averaged $1,121 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.44% to 0.42%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other agriculture, forestry & fishing employers. By assets it is among the smaller plans on file in Pennsylvania (2,395th of 3,651), and 482nd of 945 in agriculture, forestry & fishing. In 2024, employees put in $1.96 for every $1.00 the employer contributed; active participation has shrunk from 186 to 119 since 2022.

Plan summary
Net assets, end of year$8,995,576
Participants with balances252
Active participants119
Employer contributions$133,406
Employee contributions$261,049
Employer contribution per active participant$1,121
Average account balance$35,697
Benefits paid to participants$1,226,784
Plan auditUnmodified (clean) audit opinion
AuditorROOT SPITZNAS & SMILEY INC
Plan history3
Yearassets · accounts · employer contribution
2024$9.0M · 252 accts · $133K emplr
2023$8.8M · 238 accts · $324K emplr
2022$7.4M · 229 accts · $299K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$37,095
Total administrative$37,095
Employer contributions to the Harborcreek Youth Services plan · 2024
Employer contribution per active participant$1,121
Median for plans this size$1,313
2024$1,121 per active participant
2023$2,745 per active participant
2022$1,610 per active participant

Harborcreek Youth Services's 2024 employer contribution ran below the $1,313 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
EQUITABLE LIFE INSURANCE CO · Recordkeeping · Trustee (directed)$37,095

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024EQUITABLE LIFE INSURANCE CO
2023EQUITABLE LIFE INSURANCE CO

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$37,095 · 0.42%
2023$35,354 · 0.44%
2022$30,623 · 0.44%
Same employer
Similar plansAgriculture, Forestry & Fishing · Pennsylvania
Kaolin Mushroom Farms, Inc. PA$18.2M · 0.65%
Ardent Federal Credit Union PA$14.4M · 0.27%
Sterman Masser, Inc. PA$13.4M · 0.61%
Agrofresh Inc. PA$12.3M · 0.02%
Rice Fruit Company PA$8.8M · 0.00%
Esbenshade, Inc. PA$8.3M · 0.22%
Sylvan Foods, Inc. PA$7.6M · 0.02%

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Source: U.S. Department of Labor, Form 5500 series, EIN 250993380 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.