Plan Ledger DOL Form 5500 · updated monthly

Happy Returns, LLC401(k)

HAPPY RETURNS, LLC 401(K) PLAN · ATLANTA, GA · plan year 2024

Reported admin expense ratio · 2024
0.81%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Happy Returns, LLC reported $39,879 in plan administrative expenses for 2024: 0.81% of average plan assets, above the peer median. Employer contributions averaged $4,220 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 1 year on file its reported administrative ratio rose from 0.00% to 0.81%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in Georgia (1,453rd of 2,160), and 9,042nd of 11,654 in professional & technical services. In 2024, employees put in $2.18 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$7,002,595
Participants with balances212
Active participants237
Employer contributions$1,000,212
Employee contributions$2,178,208
Employer contribution per active participant$4,220
Average account balance$33,031
Benefits paid to participants$476,437
Plan auditUnmodified (clean) audit opinion
AuditorWILLIAMS BENATOR & LIBBY, LLP
Plan history2
Yearassets · accounts · employer contribution
2024$7.0M · 212 accts · $1.0M emplr
2023$2.8M · 201 accts · $87K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$9,089
Investment management$30,790
Total administrative$39,879
The Happy Returns, LLC 401(k) match · 2024
Employer contribution per active participant$4,220
Median for plans this size$1,313
2024$4,220 per active participant
2023$280 per active participant

Happy Returns, LLC's 2024 employer contribution ran above the $1,313 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
ADP, INC. · Loan processing · Recordkeeping$39,879

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024ADP
2023ADP

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Administrative cost history2
2024$39,879 · 0.81%
2023$134 · 0.00%
Similar plansProfessional & Technical Services · Georgia
Lowe Engineers, LLC GA$7.5M · 0.85%
Govstrive, LLC GA$7.1M · 1.48%
Definition 6, Inc. GA$6.9M · 0.74%
Croy Engineering, LLC GA$6.8M · 0.24%
Nebo Agency, LLC GA$6.6M · 0.70%

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Source: U.S. Department of Labor, Form 5500 series, EIN 611774076 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.