Plan Ledger DOL Form 5500 · updated monthly

H. E. Butt Grocery Company401(k)

H-E-B SAVINGS & RETIREMENT PLAN · SAN ANTONIO, TX · plan year 2024

Reported admin expense ratio · 2024
0.09%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

H. E. Butt Grocery Company reported $3,849,277 in plan administrative expenses for 2024: 0.09% of average plan assets, higher than ~75% of peers. Employer contributions averaged $1,247 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.17% to 0.09%. The plan sits in the over $1B size bracket, benchmarked here against 1,229 comparable plans and shown alongside other retail trade employers. By assets it is the 31st-largest of 5,688 plans among Texas employers on file, and the 17th of 5,215 in retail trade. In 2024, employees put in $1.75 for every $1.00 the employer contributed; active participation has grown from 97,935 to 113,055 since 2022.

Plan summary
Net assets, end of year$4,330,422,831
Participants with balances71,186
Active participants113,055
Employer contributions$140,979,115
Employee contributions$246,476,730
Employer contribution per active participant$1,247
Average account balance$60,833
Benefits paid to participants$325,627,389
Plan auditUnmodified (clean) audit opinion
Plan history3
Yearassets · accounts · employer contribution
2024$4.3B · 71,186 accts · $141.0M emplr
2023$3.8B · 69,232 accts · $129.1M emplr
2022$3.3B · 61,925 accts · $115.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$3,040,419
Investment management$808,858
Total administrative$3,849,277
The H. E. Butt Grocery Company 401(k) match · 2024
Employer contribution per active participant$1,247
Median for plans this size$5,259
2024$1,247 per active participant
2023$1,234 per active participant
2022$1,175 per active participant

H. E. Butt Grocery Company's 2024 employer contribution ran below the $5,259 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20248
CONDUENT HR SERVICES, LLC · Recordkeeping$2,915,222
HS MANAGEMENT PARTNERS, LLC · Investment management$212,714
WCM INVESTMENT MANAGEMENT · Investment management$182,692
STATE STREET GLOBAL ADVISORS · Investment management$165,008
HOISINGTON · Investment management$145,546
REAMS ASSET MANAGEMENT · Investment management$102,898
ERNST & YOUNG · Accounting / audit$93,298
THE NORTHERN TRUST COMPANY · Investment management$31,900

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024CONDUENT HR SERVICES, LLC
2023CONDUENT HR SERVICES, LLC

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$3,849,277 · 0.09%
2023$5,676,956 · 0.16%
2022$6,066,011 · 0.17%
All plans at this employer2
H-E-B SAVINGS & RETIREMENT PLAN401(k)
H-E-B PARTNER STOCK PLANProfit-sharing plan
Same employer
Similar plansRetail Trade · Texas
Winco Holdings, Inc. ID$5.0B · 0.00%
Starbucks Corporation WA$4.9B · 0.08%
Macys, Inc. OH$4.6B · 0.08%
Nordstrom, Inc. WA$4.3B · 0.27%
The Tjx Companies, Inc. MA$3.7B · 0.11%
Wegmans Food Markets Inc. NY$3.4B · 0.01%

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Source: U.S. Department of Labor, Form 5500 series, EIN 740537175 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.