Plan Ledger DOL Form 5500 · updated monthly

Guadalupe Valley Telephone Cooperative, Inc.401(k)

GUADALUPE VALLEY TELEPHONE COOPERATIVE, INC. 401(K) PLAN · NEW BRAUNFELS, TX · plan year 2024

Reported admin expense ratio · 2024
0.40%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Guadalupe Valley Telephone Cooperative, Inc. reported $179,405 in plan administrative expenses for 2024: 0.40% of average plan assets, above the peer median. Employer contributions averaged $5,157 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.54% to 0.40%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other information & media employers. By assets it is the 1,121st-largest of 5,688 plans among Texas employers on file, and the 551st of 2,199 in information & media. In 2024, employees put in $1.29 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$46,394,601
Participants with balances258
Active participants227
Employer contributions$1,170,715
Employee contributions$1,507,728
Employer contribution per active participant$5,157
Average account balance$179,824
Benefits paid to participants$5,508,908
Plan auditUnmodified (clean) audit opinion
AuditorHEARD, MCELROY & VESTAL LLC
Plan history3
Yearassets · accounts · employer contribution
2024$46.4M · 258 accts · $1.2M emplr
2023$44.0M · 256 accts · $1.1M emplr
2022$37.9M · 262 accts · $1.1M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$42,689
Investment management$120,716
Audit (IQPA)$16,000
Total administrative$179,405
The Guadalupe Valley Telephone Cooperative, Inc. 401(k) match · 2024
Employer contribution per active participant$5,157
Median for plans this size$2,416
2024$5,157 per active participant
2023$4,843 per active participant
2022$4,786 per active participant

Guadalupe Valley Telephone Cooperative, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024John Hancock
2023John Hancock

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$179,405 · 0.40%
2023$266,518 · 0.65%
2022$221,036 · 0.54%
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Source: U.S. Department of Labor, Form 5500 series, EIN 741194662 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.