Plan Ledger DOL Form 5500 · updated monthly

Gstek, Inc.401(k)

GSTEK 401(K) PLAN · CHESAPEAKE, VA · plan year 2025

Reported admin expense ratio · 2025
1.11%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Gstek, Inc. reported $85,688 in plan administrative expenses for 2025: 1.11% of average plan assets, higher than ~75% of peers. Employer contributions averaged $143 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 4 years on file its reported administrative ratio has held roughly steady near 1.111%. The plan sits in the $1M–$10M size bracket, benchmarked here against 809 comparable plans and shown alongside other professional & technical services employers. By assets it is among the smaller plans on file in Virginia (1,567th of 2,266), and 8,539th of 11,654 in professional & technical services. In 2025, employees put in $22.68 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$8,405,634
Participants with balances128
Active participants178
Employer contributions$25,417
Employee contributions$576,516
Employer contribution per active participant$143
Average account balance$65,669
Benefits paid to participants$405,673
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$8.4M · 128 accts · $25K emplr
2024$7.0M · 123 accts · $52K emplr
2023$6.0M · 117 accts · $37K emplr
2022$4.4M · 106 accts · $29K emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$55,870
Investment management$29,818
Total administrative$85,688
The Gstek, Inc. 401(k) match · 2025
Employer contribution per active participant$143
Median for plans this size$1,464
2025$143 per active participant
2024$309 per active participant
2023$202 per active participant
2022$163 per active participant

Gstek, Inc.'s 2025 employer contribution ran below the $1,464 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20251
RAYMOND JAMES FSA INC · Investment advisory (participants)$29,818

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$85,688 · 1.11%
2024$80,534 · 1.24%
2023$64,760 · 1.25%
2022$58,227 · 1.11%
Similar plansProfessional & Technical Services · Virginia
Three Wire Systems, LLC VA$8.6M · 0.79%
Addx Corporation VA$8.4M · 0.01%
Skyepoint Decisions, Inc. VA$8.4M · 0.42%
Gerent, LLC VA$8.3M · 0.61%

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Source: U.S. Department of Labor, Form 5500 series, EIN 541639685 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.