Plan Ledger DOL Form 5500 · updated monthly

Gray & Osborne, Inc.401(k)

GRAY & OSBORNE, INC. 401(K) PROFIT SHARING PLAN · SEATTLE, WA · plan year 2024

Reported admin expense ratio · 2024
0.29%

Peer grade: B+ · admin costs + employer contributions vs same-size plans · how grading works

Gray & Osborne, Inc. reported $146,014 in plan administrative expenses for 2024: 0.29% of average plan assets, above the peer median. Employer contributions averaged $9,160 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 0.293%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other professional & technical services employers. By assets it is the 318th-largest of 1,714 plans among Washington employers on file, and the 2,614th of 11,654 in professional & technical services. In 2024, employees put in $1.32 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$53,704,270
Participants with balances184
Active participants131
Employer contributions$1,200,000
Employee contributions$1,587,599
Employer contribution per active participant$9,160
Average account balance$291,871
Benefits paid to participants$1,392,045
Plan auditUnmodified (clean) audit opinion
AuditorSMITH& DEKAY PS
Plan history3
Yearassets · accounts · employer contribution
2024$53.7M · 184 accts · $1.2M emplr
2023$46.0M · 178 accts · $950K emplr
2022$41.1M · 172 accts · $600K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$146,014
Total administrative$146,014
The Gray & Osborne, Inc. 401(k) match · 2024
Employer contribution per active participant$9,160
Median for plans this size$2,416
2024$9,160 per active participant
2023$7,600 per active participant
2022$4,878 per active participant

Gray & Osborne, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size, placing it in the top quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$146,013
EQUITY SERVICES, INC. · Other servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$146,014 · 0.29%
2023$123,364 · 0.28%
2022$130,185 · 0.29%
Same employer
Similar plansProfessional & Technical Services · Washington
Lmn Architects LLP WA$58.3M · 0.25%
Unify Consulting LLC WA$55.6M · 0.14%
Mithun, Inc. WA$53.1M · 0.17%
Northwest Justice Project WA$52.7M · 0.02%
Glosten, Inc. WA$50.7M · 0.08%

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Source: U.S. Department of Labor, Form 5500 series, EIN 910890718 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.