Plan Ledger DOL Form 5500 · updated monthly

Grand Circle LLC401(k)

GRAND CIRCLE LLC 401(K) PLAN · BOSTON, MA · plan year 2024

Reported admin expense ratio · 2024
0.10%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Grand Circle LLC reported $70,032 in plan administrative expenses for 2024: 0.10% of average plan assets, below the peer median. Employer contributions averaged $1,979 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.11% to 0.10%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other transportation & warehousing employers. By assets it is the 517th-largest of 2,726 plans among Massachusetts employers on file, and the 296th of 2,677 in transportation & warehousing. In 2024, employees put in $3.18 for every $1.00 the employer contributed.

Plan summary
Net assets, end of year$74,066,965
Participants with balances1,094
Active participants541
Employer contributions$1,070,878
Employee contributions$3,403,893
Employer contribution per active participant$1,979
Average account balance$67,703
Benefits paid to participants$10,408,007
Plan auditUnmodified (clean) audit opinion
AuditorWITHUMSMITH & BROWN
Plan history3
Yearassets · accounts · employer contribution
2024$74.1M · 1,094 accts · $1.1M emplr
2023$68.9M · 1,063 accts · $628K emplr
2022$56.0M · 1,022 accts
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$4,633
Investment management$15,826
Total administrative$70,032
The Grand Circle LLC 401(k) match · 2024
Employer contribution per active participant$1,979
Median for plans this size$3,635
2024$1,979 per active participant
2023$1,343 per active participant

Grand Circle LLC's 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20243
MORGANSTANLEYSMITHBARNEYLLC · Investment advisory (participants)$49,573
STRATEGIC ADVISORS, INC. · Investment advisory (plan)$15,826
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$4,633

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$70,032 · 0.10%
2023$72,691 · 0.12%
2022$67,560 · 0.11%
Same employer
Similar plansTransportation & Warehousing · Massachusetts
Keolis MA$280.9M · 0.18%
Agero, Inc. MA$190.9M · 0.12%
Access Cig MA$66.6M · 0.37%

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Source: U.S. Department of Labor, Form 5500 series, EIN 043461496 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.