Plan Ledger DOL Form 5500 · updated monthly

Grand Auto, Inc.401(k)

MORELAND DEALERSHIPS RETIREMENT SAVINGS PLAN · THORNTON, CO · plan year 2024

Reported admin expense ratio · 2024
0.52%

Peer grade: C+ · admin costs + employer contributions vs same-size plans · how grading works

Grand Auto, Inc. reported $40,167 in plan administrative expenses for 2024: 0.52% of average plan assets, below the peer median. Employer contributions averaged $0 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.40% to 0.52%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Colorado (868th of 1,461), and 2,995th of 5,215 in retail trade. active participation has shrunk from 575 to 306 since 2022.

Plan summary
Net assets, end of year$8,196,058
Participants with balances326
Active participants306
Employer contributions$0
Employee contributions$705,032
Employer contribution per active participant$0
Average account balance$25,141
Benefits paid to participants$636,793
Plan auditUnmodified (clean) audit opinion
AuditorHOLM RYAN TRUITT HALL, LLC
Plan history3
Yearassets · accounts · employer contribution
2024$8.2M · 326 accts
2023$7.2M · 328 accts
2022$7.5M · 335 accts
Administrative expenses, itemized · 2024
Investment management$40,167
Total administrative$40,167
The Grand Auto, Inc. 401(k) match · 2024
Employer contribution per active participant$0
Median for plans this size$1,313

Grand Auto, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20244
TRANSAMERICA FINANCIAL LIFE INS CO · Recordkeeping · Loan processing$34,411
ALERUS RETIREMENT CONSULTING · Recordkeeping · Loan processing$4,200
MESIROW FINANCNIAL, INC. · Investment advisory (plan)$1,556
OSAIC WEALTH INC · Insurance broker · Insurance servicesindirect comp

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Recordkeeper by year2
2024Alerus, Transamerica
2023Alerus, Transamerica

Looking for an account from a past job here? How to find an old 401(k).

Administrative cost history3
2024$40,167 · 0.52%
2023$40,012 · 0.55%
2022$31,478 · 0.40%
Same employer
Similar plansRetail Trade · Colorado
Wellbiz Brands, Inc. CO$9.4M · 0.61%
Hight Enterprises, LTD CO$8.8M · 0.02%
Winston Cole, LLC CO$8.1M · 0.42%
Heuberger Motors, Inc. CO$7.7M · 0.83%

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Source: U.S. Department of Labor, Form 5500 series, EIN 841120772 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.