Plan Ledger DOL Form 5500 · updated monthly

Big R Holdings, Inc.401(k)

BIG R 401(K) PLAN · PUEBLO, CO · plan year 2024

Reported admin expense ratio · 2024
1.18%

Peer grade: D · admin costs + employer contributions vs same-size plans · how grading works

Big R Holdings, Inc. reported $73,112 in plan administrative expenses for 2024: 1.18% of average plan assets, higher than ~75% of peers. Employer contributions averaged $486 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio has held roughly steady near 1.18%. The plan sits in the $1M–$10M size bracket, benchmarked here against 18,840 comparable plans and shown alongside other retail trade employers. By assets it is among the smaller plans on file in Colorado (954th of 1,461), and 3,365th of 5,215 in retail trade. In 2024, employees put in $1.34 for every $1.00 the employer contributed; active participation has grown from 296 to 699 since 2022.

Plan summary
Net assets, end of year$6,537,167
Participants with balances269
Active participants699
Employer contributions$339,434
Employee contributions$456,295
Employer contribution per active participant$486
Average account balance$24,302
Benefits paid to participants$791,139
Plan auditUnmodified (clean) audit opinion
AuditorWATSON COON RYAN, LLC
Plan history3
Yearassets · accounts · employer contribution
2024$6.5M · 269 accts · $339K emplr
2023$5.8M · 130 accts · $277K emplr
2022$4.5M · 135 accts · $263K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$73,112
Total administrative$73,112
The Big R Holdings, Inc. 401(k) match · 2024
Employer contribution per active participant$486
Median for plans this size$1,313
2024$486 per active participant
2023$615 per active participant
2022$887 per active participant

Big R Holdings, Inc.'s 2024 employer contribution ran below the $1,313 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
SCHWAB · Accounting / audit$52,461
GLOBAL RETIREMENT PARTNERS, LLC · Investment advisory (plan)$20,650

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$73,112 · 1.18%
2023$58,901 · 1.14%
2022$55,642 · 1.19%
Same employer
Similar plansRetail Trade · Colorado
Heuberger Motors, Inc. CO$7.7M · 0.83%
Johnson Auto Sales, Inc. CO$7.4M · 0.72%
Courtesy Auto Group CO$6.8M · 0.22%
Sill-Terhar Motors, Inc. CO$6.3M · 0.25%
Source Management, Inc. CO$6.3M · 0.29%

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Source: U.S. Department of Labor, Form 5500 series, EIN 454703803 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.