Plan Ledger DOL Form 5500 · updated monthly

Gps Capital Markets, Inc.401(k)

GPS CAPITAL MARKETS, INC. EMPLOYEE 401(K) PLAN · SOUTH JORDAN, UT · plan year 2024

Reported admin expense ratio · 2024
0.09%

Peer grade: A- · admin costs + employer contributions vs same-size plans · how grading works

Gps Capital Markets, Inc. reported $15,436 in plan administrative expenses for 2024: 0.09% of average plan assets, lower than ~75% of peers. Employer contributions averaged $3,220 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio fell from 0.30% to 0.09%. The plan sits in the $10M–$50M size bracket, benchmarked here against 27,838 comparable plans and shown alongside other finance & insurance employers. By assets it is the 327th-largest of 848 plans among Utah employers on file, and 3,237th of 4,798 in finance & insurance. In 2024, employees put in $3.23 for every $1.00 the employer contributed; active participation has grown from 134 to 161 since 2022.

Plan summary
Net assets, end of year$17,918,174
Participants with balances139
Active participants161
Employer contributions$518,487
Employee contributions$1,674,782
Employer contribution per active participant$3,220
Average account balance$128,908
Benefits paid to participants$1,880,195
Plan auditUnmodified (clean) audit opinion
AuditorRICHEY,MAY & CO LLP,
Plan history4
Yearassets · accounts · employer contribution
2025$0
2024$17.9M · 139 accts · $518K emplr
2023$15.3M · 110 accts · $438K emplr
2022$11.2M · 108 accts · $357K emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$15,436
Total administrative$15,436
The Gps Capital Markets, Inc. 401(k) match · 2024
Employer contribution per active participant$3,220
Median for plans this size$2,416
2024$3,220 per active participant
2023$2,922 per active participant
2022$2,664 per active participant

Gps Capital Markets, Inc.'s 2024 employer contribution ran above the $2,416 median for plans its size. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20241
FIDELITY INVESTMENTS INSTITUTIONAL · Loan processing$15,956

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025Not separately reported
2024$15,436 · 0.09%
2023$45,225 · 0.34%
2022$35,631 · 0.30%
Same employer
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Wcf Mutual Insurance Co. UT$20.2M · 0.02%
Woodbury Corporation UT$19.9M · 0.55%
Intercap Lending, Inc. UT$19.1M · 0.55%
Wc Administrators, LLC UT$16.3M · 0.33%
Tzero Group, Inc. UT$13.2M · 0.27%

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Source: U.S. Department of Labor, Form 5500 series, EIN 030398239 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.