Plan Ledger DOL Form 5500 · updated monthly

Goodwill Industries of Kentucky, Inc.403(b)

403(B) THRIFT PLAN FOR GOODWILL INDUSTRIES OF KENTUCKY, INC. · LOUISVILLE, KY · plan year 2025

Reported admin expense ratio · 2025
0.43%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Goodwill Industries of Kentucky, Inc. reported $99,398 in plan administrative expenses for 2025: 0.43% of average plan assets, above the peer median. Employer contributions averaged $327 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 3 years on file its reported administrative ratio rose from 0.36% to 0.43%. The plan sits in the $10M–$50M size bracket, benchmarked here against 1,620 comparable plans and shown alongside other retail trade employers. By assets it is the 250th-largest of 871 plans among Kentucky employers on file, and the 1,226th of 5,215 in retail trade. In 2025, employees put in $1.52 for every $1.00 the employer contributed; active participation has grown from 1,878 to 4,190 since 2022.

Plan summary
Net assets, end of year$24,326,132
Participants with balances2,563
Active participants4,190
Employer contributions$1,371,319
Employee contributions$2,078,873
Employer contribution per active participant$327
Average account balance$9,491
Benefits paid to participants$3,936,503
Plan auditUnmodified (clean) audit opinion
Plan history4
Yearassets · accounts · employer contribution
2025$24.3M · 2,563 accts · $1.4M emplr
2024$21.7M · 2,539 accts · $1.3M emplr
2023$18.4M · 2,438 accts · $1.2M emplr
2022$14.8M · 2,210 accts · $1.1M emplr
Administrative expenses, itemized · 2025
Recordkeeping & contract admin$99,398
Total administrative$99,398
Employer contributions to the Goodwill Industries of Kentucky, Inc. plan · 2025
Employer contribution per active participant$327
Median for plans this size$2,666
2025$327 per active participant
2024$590 per active participant
2023$593 per active participant
2022$582 per active participant

Goodwill Industries of Kentucky, Inc.'s 2025 employer contribution ran below the $2,666 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2025 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20253
RETIREMENT MANAGEMENT SERVICES LLC · Contract administrator$31,993
EMPOWER ADVISORY GROUP LLC · Investment management$7,263

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history4
2025$99,398 · 0.43%
2024$75,747 · 0.38%
2023$59,621 · 0.36%
2022$55,536 · 0.36%
Same employer
Similar plansRetail Trade · Kentucky
Thorntons LLC KY$60.1M · 0.18%
Galls, LLC KY$33.9M · 0.37%
Newcomb Oil Co., LLC KY$33.0M · 0.56%
Bachman Auto Group, Inc. KY$29.1M · 0.41%
Franklin Management, Inc. KY$18.6M · 0.68%
Moore Automotive, Inc. KY$18.0M · 0.43%
Feeders Supply Company, LLC KY$15.8M · 0.65%

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Source: U.S. Department of Labor, Form 5500 series, EIN 610475284 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.