Plan Ledger DOL Form 5500 · updated monthly

Goldstein Group, Inc.401(k)

ALTER 401(K) RETIREMENT PLAN · CREVE COEUR, MO · plan year 2024

Reported admin expense ratio · 2024
0.19%

Peer grade: C · admin costs + employer contributions vs same-size plans · how grading works

Goldstein Group, Inc. reported $236,317 in plan administrative expenses for 2024: 0.19% of average plan assets, above the peer median. Employer contributions averaged $1,571 per active participant. This ratio covers administrative expenses reported on the plan's Schedule H only; fund-level expense ratios are not included in public structured data — see methodology.

Across the 2 years on file its reported administrative ratio rose from 0.17% to 0.19%. The plan sits in the $50M–$250M size bracket, benchmarked here against 10,352 comparable plans and shown alongside other wholesale trade employers. By assets it is the 151st-largest of 1,393 plans among Missouri employers on file, and the 339th of 4,246 in wholesale trade. In 2024, employees put in $4.00 for every $1.00 the employer contributed; active participation has grown from 1,253 to 1,381 since 2022.

Plan summary
Net assets, end of year$131,012,010
Participants with balances1,569
Active participants1,381
Employer contributions$2,169,350
Employee contributions$8,677,175
Employer contribution per active participant$1,571
Average account balance$83,500
Benefits paid to participants$13,716,534
Plan auditUnmodified (clean) audit opinion
AuditorRSM US LLP
Plan history3
Yearassets · accounts · employer contribution
2024$131.0M · 1,569 accts · $2.2M emplr
2023$114.9M · 1,464 accts · $2.0M emplr
2022$95.3M · 1,453 accts · $1.9M emplr
Administrative expenses, itemized · 2024
Recordkeeping & contract admin$147,462
Investment management$88,855
Total administrative$236,317
The Goldstein Group, Inc. 401(k) match · 2024
Employer contribution per active participant$1,571
Median for plans this size$3,635
2024$1,571 per active participant
2023$1,573 per active participant
2022$1,483 per active participant

Goldstein Group, Inc.'s 2024 employer contribution ran below the $3,635 median for plans its size, in the bottom quarter of its peers. Filings report dollars actually contributed, not the match formula; the formula itself (for example, 50% of the first 6% of pay) lives in the plan's summary plan description from HR.

What these fees cost you

Annual cost at the plan's reported 2024 administrative ratio, against the median plan its size; fund expense ratios are extra. Compare any plan.

Service providers · 20242
PRINCIPAL LIFE INSURANCE COMPANY · Contract administrator · Loan processing$147,462
ONEDIGITAL INVESTMENT AD · Investment advisory (plan)$88,855

Compensation shown is direct payments from plan assets reported on Schedule C. Providers paid through fund revenue-sharing appear as indirect.

Administrative cost history3
2024$236,317 · 0.19%
2023$222,276 · 0.21%
2022$180,062 · 0.17%
Same employer
Similar plansWholesale Trade · Missouri
Dot Holdings Co MO$673.8M · 0.09%
Tkc Holdings, Inc. MO$281.9M · 0.16%
Tricorbraun Inc. MO$165.2M · 0.10%
Csi Leasing, Inc. MO$116.9M · 0.02%
Mbs Textbook Exchange, LLC MO$111.8M · 0.10%
Grimco, Inc. MO$80.2M · 0.25%

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Source: U.S. Department of Labor, Form 5500 series, EIN 481291659 · Verify on EFAST2 · Amounts are as reported by the plan sponsor for the plan year shown.